A recently published patent application by Google refers to a new payment method which others dubbed as GPay. This patent was filed back in February 28, 2006 and published on August 30, 2007.
If you’d read the abstract of the patent filing, you’d be surprised to think that Google hasn’t heard of Smart Money, Smart Padala or Globe GCash here in the Philippines.
SEO by the Sea has some details:
Screen shots from the filing show the name Gpay attached to this system, a name that Eric Schmidt had been using to refer to a payment system during the March Analyst day in 2006.
Google’s CEO insisted that Gpay was “not made to compete with PayPal or to replace existing peer to peer payment systems but that it’s meant to be a new solution to a new problem.â€
If this new patent application is any indication of what problem Gpay was intended to solve, it is a much broader payment method than Paypal. The patent is detailed in:
Text message payment
Invented by Ramy Dodin
US Patent Application 20070203836
Published August 30, 2007
Filed: February 28, 2006
The abstract says this new invention will cover…
A computer-implemented method of effectuating an electronic on-line payment includes receiving at a computer server system a text message from a payor containing a payment request representing a payment amount sent by a payor device operating independently of the computer server system, determining a payment amount associated with the text message and debiting a payor account for an amount corresponding to the amount of the payment request, and crediting an account of a payee that is independent of the computer server system.
Google hasn’t heard of the international GSM Association Awards 2005 that selected Globe GCash M-Commerce Service as Best Mobile Messaging Service while Smart Communications won the Best Mobile Application or Service – Consumer Market in 2004.
Here’s some useful links for Google GPay inventor Ramy Dodin – Globe GCash m-Commerce Solution launched in 2004 and Smart Padala (international mobile driven money remittance) also launched in numerous countries including the US since August 1, 2004.
Either that, or Smart and Globe did not file their own patents in the US in the last 3 years.


[Google’s CEO insisted that Gpay was “not made to compete with PayPal or to replace existing peer to peer payment systems but that it’s meant to be a new solution to a new problem.â€]
Google said the same about checkout, but they lied and tried to ambush the annual eBay seller convention held in Boston, back in June, to promote Google Checkout with a slogan, “let freedom ring!”
What a way to treat, eBay, your biggest customer, right? In retaliation, eBay bitchslaps Google by pulling their ads worth millions from Google search.
http://www.pcworld.com/article/id,132880-c,adsvisitortracking/article.html