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Send & Receive payments via Paypal in the Philippines


Sign up for Paypal in the Philippines!. You can withdraw an amount not exceeding $500 per month to any debit, credit card or directly into your Philippine bank accounts. You will just need the bank codes and savings account number.

At long last, Paypal’s promise to allow receiving funds into Philippine accounts have been fulfilled. Just today, reports have been circulating in the previous post here about the development.

I did a money transfer from an old and verified Premier account into my new Philippine Paypal account and it works. From the Paypal Help Pages, the Philippine flag is now displayed under “Send. Receive. Withdraw to a U.S. Bank Account or a card.” along with 22 other countries.

Paypal Philippines

The new status allows for: Send and receive payments in these countries. Withdraw from your PayPal account to a U.S. bank account. In addition, withdraw to a credit, debit, or prepaid card in countries marked with a (dagger). No withdrawals from local banks still though. And no cheques too.

Send Paypal

I believe this development will further push activity in eBay Philippines as well as enable eBay users to get more secure transactions. The question whether eBay PH will start charging monthly subscriptions is yet to be seen but I suppose that time might have already matured.

It would be very interesting to see how this new development will affect the local e-commerce industry as well as Filipino’s socio-cultural fear of transacting online. I’m sure SMEs will be very happy with this though. Paypal only started allowing Philippine-based accounts about 11 and a half months ago and reports of a rumored full Paypal support were spreading 9 months ago.

So, if anybody wants to donate money to the YugaTech Sponsor-a-Contest campaign, see my Paypal account above. ;)

Websites of Interest: www.sendmethecard.com from Chase Bank

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173 Responses to “Send & Receive payments via Paypal in the Philippines”


  1. Gravatar Icon marhgil replied on Sep 29th, 2007 at 12:15 am (1)

    hehe. magkasunod lang tayo sa pagpost :) now, how do you withdraw the money? Sabi nila, thru US account or debit card. I tried the BDO ATM card, yung international version nila (Mastercard Electronic), di ko maregister. So, which debit cards are supported?

  2. Gravatar Icon yuga replied on Sep 29th, 2007 at 12:24 am (2)

    It’s US based credit cards and debit cards. I think they mean, credit and debit cards issued in the US.

  3. Gravatar Icon mr nice ash replied on Sep 29th, 2007 at 12:42 am (3)

    so it means that if i transfer my ad earnings to Paypal, hindi ko na mahahawakan yun at kailangan ko na lang ipambili online? ganun ba?

  4. Gravatar Icon marhgil replied on Sep 29th, 2007 at 12:46 am (4)

    I tried enrolling my credit card issued here in the Philippines for verification. it works!

  5. Gravatar Icon yuga replied on Sep 29th, 2007 at 12:53 am (5)

    Yup, to get your account to Verified status and join the Expanded Program, you’ll need any int’l credit card. A verification number will be printed in your statement and you will have to enter that 4-digit number in your Paypal to complete the verification process.

  6. Gravatar Icon Chino yray replied on Sep 29th, 2007 at 12:54 am (6)

    @Marhgil

    try Citibank and iBank

  7. Gravatar Icon marhgil replied on Sep 29th, 2007 at 1:00 am (7)

    thanks people! i think, the problem is Mastercard Electronic, it’s different from Mastercard. I think, I should convert my BDO ATM card to this one.

  8. Gravatar Icon Andre Marcelo-Tanner replied on Sep 29th, 2007 at 1:41 am (8)

    so then from PayPal you can send your money to your PH bank account using Xoom :)

  9. Gravatar Icon Jeffrey replied on Sep 29th, 2007 at 1:48 am (9)

    So when you want to withdraw your funds from your Paypal, it will be deposited to your credit card account?

  10. Gravatar Icon Marcvill replied on Sep 29th, 2007 at 2:42 am (10)

    Great news! Wow! So this means we’ll start seeing local blogs with “make Paypal donation” options? Joke lang.

    Let me make a donation to the Yugatech Foundation to try this new Paypal feature out. Magkano ba kailangan mo? $500? $1,000? Hehe.

  11. Gravatar Icon sylv3rblade replied on Sep 29th, 2007 at 5:13 am (11)

    May list na po ba ng lahat ng supported credit and debit cards?

  12. Gravatar Icon noemi replied on Sep 29th, 2007 at 8:11 am (12)

    I look forward to deposit in our local banks. But yes, I am happy with this progress. The other features will soon come.

  13. Gravatar Icon Lonely Pinoy replied on Sep 29th, 2007 at 9:41 am (13)

    Parang nung isang araw lang tinanong ko kung pwede bang makareceive ng payment through paypal dito sa pinas tapos ngaun pwedeng-pwede na. Tnx sa info.

  14. Gravatar Icon XpressMusic replied on Sep 29th, 2007 at 10:43 am (14)

    Guys,

    May tanong lang ako.Naka receive ako ng cheque from revenuepilot…i think it’s a HSBC one.Pwede ko kaya ito i claim sa BPI or any bank here except HSBC(Coz HSBC is too far from my place).

    Thanks!

  15. Gravatar Icon JC John SESE Cuneta replied on Sep 29th, 2007 at 12:22 pm (15)

    Hi Abe, just you can withdraw from locally issued credit, debit, and prepaid cards just not “Local banks”.

    It says: ( https://www.paypal.com/row/cgi-bin/webscr?cmd=_display-approved-signup-countries-outside )

    Send. Receive. Withdraw to a U.S. Bank Account or a card.

    Send and receive payments in these countries. Withdraw from your PayPal account to a U.S. bank account. In addition, withdraw to a credit, debit, or prepaid card in countries marked with a (+).

    Countries marked with a dagger-sign can withdraw to a credit, debit, or prepaid card issued in their countries, which includes the Philippines.

    I can confirm this already:
    Visa Credit Card for Metrobank accepts PayPal withdrawals.
    Mastercard Credit Card for Metrobank do NOT accept PayPal withdrawals.

    A friend of mine with Visa Electron can withdraw also, but a Mastercard debit card can not.

    It seems that Philippine-issued Mastercards can not receive withdrawals of PayPal money, but Visa does (well Visa > Mastercard when it comes to availability).

    Prepaid card… do we have one? Unless we consider Smart Money - type of cards as “prepaid cards” and not “debit cards”. In any case, if I have time tomorrow, I will drop by a Smart center to ask them if Smart Money accepts PayPal withdrawals.

    Also, could someone with a BPI Express Credit test it out as well?

  16. Gravatar Icon Showbiz Intriga? Get It From Boy! replied on Sep 29th, 2007 at 12:25 pm (16)

    you have to open an account with that bank you mentioned and then deposit the check you received.

  17. Gravatar Icon Showbiz Intriga? Get It From Boy! replied on Sep 29th, 2007 at 12:28 pm (17)

    that reply above is for xpressmusic

  18. Gravatar Icon yuga replied on Sep 29th, 2007 at 12:53 pm (18)

    I missed that part. Thanks JC for the clarification.

  19. Gravatar Icon XpressMusic replied on Sep 29th, 2007 at 1:06 pm (19)

    Thanks for the info.. Showbiz Intriga? Get It From Boy!

  20. Gravatar Icon JC John SESE Cuneta replied on Sep 29th, 2007 at 1:13 pm (20)

    np ^_^

    have to wait now for the processing period to finish and see. As far as PayPal transfer is concerned, it went through. It is now the card issuer-side to confirm.

    I asked my ex-colleague with an HSBC Visa and MasterCard to test it himself, waiting for an update…

  21. Gravatar Icon Danna replied on Sep 29th, 2007 at 2:52 pm (21)

    that’s really great news!
    but, how exactly do you withdraw money from a credit card??

  22. Gravatar Icon Dexter replied on Sep 29th, 2007 at 3:17 pm (22)

    Ok to ah.. At least we can now transact via paypal.

  23. Gravatar Icon JC John SESE Cuneta replied on Sep 29th, 2007 at 3:27 pm (23)

    @Danna
    That’s the question. I was told it is possible in the West, but here in the Philippines, I’m not sure. When I talked to MetroBank some years ago, they said it will instead be deducted to your balance, or if you have no balance, it will serve as an “advance payment”.

    Regarding “advance payment”, banks nowadays do not hates it - they will fine you for over-paying or advance paying. That’s what Metrobank did to us :/ (Will be moving to BDO and HSBC anyway..)

  24. Gravatar Icon Anton replied on Sep 29th, 2007 at 4:09 pm (24)

    Its seems like the Philippines is finally getting somewhere online and companies abroad are starting to notice us.. finally!

  25. Gravatar Icon Miguel replied on Sep 29th, 2007 at 4:18 pm (25)

    @JC,
    Really? That’s ridiculous. The banks earn interest if you give them your money before it’s due!

  26. Gravatar Icon John Aseron replied on Sep 29th, 2007 at 4:32 pm (26)

    How about if you will use a debit card? Where will the money you withdraw go? Directly to your bank account?

  27. Gravatar Icon John Aseron replied on Sep 29th, 2007 at 5:13 pm (27)

    Sinong nakapagtry ng Unionbank EON card? I read somewhere puede daw i-withdraw dito? Can anyone confirm this please?

  28. Gravatar Icon blogOloco replied on Sep 29th, 2007 at 5:17 pm (28)

    It really is strange. I saw it from the paypal website quite a while ago that the Philippines can send/receive funds. However, I had read a few blogs in the past which states you can’t. Was it just recently then that it had been approved. How bizaare.

    Anyway, this is all good news to the Filipinos in the Philippines. Make the most of this ooportunity. Anyone who wants to start an online business, this is
    your chance as paypal is really used and well accepted worldiwde.

  29. Gravatar Icon Mygoodfinds replied on Sep 29th, 2007 at 7:43 pm (29)

    That’s great news! I believe this will only fuel Ebay trading. Very good for the economy!

  30. Gravatar Icon jay replied on Sep 29th, 2007 at 8:42 pm (30)

    adsense pay via WU, now send and receive via paypal. what’s next? woooo. this is so sweet.

  31. Gravatar Icon arnold replied on Sep 30th, 2007 at 12:08 pm (31)

    How about Ikobo prepaid cards? U.S. based debit card yun. Dapat it should work with Paypal. But when I tried verifying my Ikobo account, hindi tinanggap. Something to do with Bank issuer being blocked by Paypal. I emailed Ikobo customer support for clarification. Will feedback their reply once I got it.

    If Ikobo would work, mas maganda!

  32. Gravatar Icon Christian replied on Sep 30th, 2007 at 1:38 pm (32)

    Has anyone in the Philippines tried to open a bank account with ingdirect? Are you able to transfer funds to and from your Philippine bank? If so, that could be a workaround.

  33. Gravatar Icon j replied on Sep 30th, 2007 at 4:06 pm (33)

    does Citibank master/visa card accept paypal withdrawals?

  34. Gravatar Icon ernesto replied on Sep 30th, 2007 at 4:21 pm (34)

    Nice to hear love it…

  35. Gravatar Icon Lica replied on Oct 1st, 2007 at 12:27 am (35)

    How bout sending the money you received in your local Payapal account to Xoom? Pwede ba yun para macash out mo yung money sa Papypal account mo?

  36. Gravatar Icon Dan replied on Oct 1st, 2007 at 2:12 am (36)

    Paypal is pang masa while payeasy, like so many other pinoy web services, they cater only to the deep pocketed -Pinoy elitest and colonial mentality finding its way to the net. Imagine if paypal charge 25,000 - 40,000 to use their service like Payeasy? Payeasy folks just don’t get the internet.

  37. Gravatar Icon Bob Reyes replied on Oct 1st, 2007 at 10:30 am (37)

    Addeed my UnionBankPH EON Visa Electron ATM (debit) card to Paypal, and it was accepted.

  38. Gravatar Icon Jasmine replied on Oct 1st, 2007 at 3:44 pm (38)

    Just to clarify, I’m quite new to this. ^^

    If I apply for a UnionBankPH EON Visa Electron ATM (debit) card, that would mean I could immediately use that to receive AND withdraw funds via paypal, and I don’t have to acquire a US based bank account?

    Hope to receive an answer soon.

    Thanks!

  39. Gravatar Icon Jasmine replied on Oct 1st, 2007 at 3:46 pm (39)

    Just to clarify, I’m quite new to this. ^^

    If I apply for a UnionBankPH EON Visa Electron ATM (debit) card or UnionBankPH EON Cyberaccount, that would mean I could immediately use that to receive AND withdraw funds via paypal, and I don’t have to acquire a US based bank account?

    Hope to receive an answer soon.

    Thanks!

  40. Gravatar Icon j replied on Oct 1st, 2007 at 6:03 pm (40)

    @ jasmine

    yes, just attach your eon debit card to your paypal account,verify it, and voila! you can withdraw your paypal funds using your eon cards in any bancnet atm machines

  41. Gravatar Icon Osglass replied on Oct 1st, 2007 at 6:33 pm (41)

    Im thinking about using a SMART MONEY for paypal verification? pwede ba yun SMART MONEY?

    What type of account did you open guys? pagkakaalam ko kasi ang personal is limited..

  42. Gravatar Icon Internet Marketing Home Business replied on Oct 1st, 2007 at 6:55 pm (42)

    Hiya guys,

    Finally Philippines, Malaysia and most asian countries are able to withdraw from Paypal.

    Congrats to you and happy making money. I now can concentrate on helping others with their clickbank problems. :)

    Check out my blog for more info

    Matt Ng

  43. Gravatar Icon Osglass replied on Oct 1st, 2007 at 7:15 pm (43)

    Do you think we can use the PayPal Plus Credit Card here in the philippines?

  44. Gravatar Icon jayvee f. replied on Oct 1st, 2007 at 10:39 pm (44)

    has anyone been successful enrolling an HSBC Visa credit card?

  45. Gravatar Icon charles replied on Oct 1st, 2007 at 10:46 pm (45)

    Hi guys. This is good news to filipino bloggers.
    I’ve just encountered problem in verifying my Unionbank Eon Visa electron debit card. I already added this card to my paypal account. Paypal charge $1.95 but it will be returned or be credited to your paypal account once you’ve verified your debit card in paypal. the problem is in my unionbank eon online checking of my transactions,I can’t see the paypal 4 numbers that can be located in the transaction details of description where the $1.95 is deducted.

    Anybody here, successfully verified your unionbank EON visa electron debit card in paypal? how did you obtain the 4 numbers from paypal?

  46. Gravatar Icon Slow replied on Oct 2nd, 2007 at 9:10 am (46)

    So ano maganda gamitin? EON or BDO ATM Card? I am confused…I have a friend who said na EON does not give the bank statement required to verify the account…How about BDO?

    Pedi ba? Please help!

  47. Gravatar Icon Bob Reyes replied on Oct 2nd, 2007 at 10:34 am (47)

    @charles: You will see the 4-digit security code from Paypal thru your EON online banking facility days after you made the transfer of US$1.95 or so. I think, I saw my 4-digit Paypal code after 15 days of the transaction.

  48. Gravatar Icon Moneymaker replied on Oct 2nd, 2007 at 12:57 pm (48)

    Wow! That’s great. I now no longer need to disturb my friend from US for processing the payments.

  49. Gravatar Icon j replied on Oct 2nd, 2007 at 2:10 pm (49)

    If you guys want to get a credit/debit card just for the sake of paypal withdrawals…

    I suggest that you just get a debit card rather than a credit card, Unionbank EON electron visa debit card’s annual fee is 350 pesos only, imagine how much is the annual fee for a credit card

  50. Gravatar Icon Kat replied on Oct 2nd, 2007 at 4:06 pm (50)

    I used to have an Equitable Visa Electron, but I don’t know if that’ll work given its merger with BDO. Ok sana yun kasi walang charges.

    Thanks for the info guys. Will see to getting an EON card soon. If anyone can give other debit cards na pwede, thanks :)

  51. Gravatar Icon philly replied on Oct 3rd, 2007 at 12:44 pm (51)

    @Slow, From what I understand, the eon card transactions can be viewed online. You just have to have them activate the online account option. Correct me if i’m wrong guys.

    Also, has someone already withdrawn a Payment from Paypal? As in withdrawn the money afrom a debit card here in the Philippines?

  52. Gravatar Icon leo replied on Oct 3rd, 2007 at 7:02 pm (52)

    I used and verified my BPI Express Credit Card (Mastercard) just now.

  53. Gravatar Icon Gerry Alanguilan replied on Oct 4th, 2007 at 7:16 am (53)

    Hello!

    I have a verified BPI Express Credit (Mastercard) Premier account with Paypal. Unfortunately, I am informed by Paypal that the card cannot be used to withdraw funds to.

    Anyone else with similar experiences? Any suggestions?

  54. Gravatar Icon michael replied on Oct 4th, 2007 at 9:26 am (54)

    so has anyone successfully used HSBC Visa with Paypal? Unionbank EON lang ba talaga ang pwede for withdrawals?

  55. Gravatar Icon marhgil replied on Oct 4th, 2007 at 11:02 am (55)

    HSBC Visa Credit Card is accepted, and withdrawal of fund is enabled. I just don’t know how I will withdraw it, some people say it will be credited as an “advance payment.” I still need to check how it really works.

  56. Gravatar Icon My Name Is Daaviiiid.... replied on Oct 4th, 2007 at 5:10 pm (56)

    Two words: ALL RIGHT! :)

  57. Gravatar Icon michael replied on Oct 5th, 2007 at 8:53 am (57)

    @marhgil

    wow that’s great! definitely good news for HSBC peeps. sana lang pwede syang ma-withdraw as cash and not be credited as an advance payment.

  58. Gravatar Icon bee120805 replied on Oct 5th, 2007 at 10:17 am (58)

    guys how bout bpi express international?yung debit card pwede ba yun?or yung smart money?

  59. Gravatar Icon Dennison Uy - Graphic Designer replied on Oct 6th, 2007 at 5:23 am (59)

    @bee120805 refer to comment #52 “I used and verified my BPI Express Credit Card (Mastercard) just now.”

  60. Gravatar Icon bee120805 replied on Oct 6th, 2007 at 1:42 pm (60)

    ai inde dennison wat i mean is bpi debit card.

  61. Gravatar Icon Maki replied on Oct 6th, 2007 at 2:21 pm (61)

    That’s good news po! :) however, how do I receive funds from my pay per post and blogsvertise account? They are asking for my papypal id. Is the paypal id the email also?

    P.S I’m a premiere paypal account holder. Blogvertise send me $20 last july but it’s not yet reflecting on my paypal po.

    Thanks!

  62. Gravatar Icon Clarise replied on Oct 9th, 2007 at 10:00 am (62)

    This is really great news. Amazing!

    Can Unionbank’s Eon card be used to verify the PayPal account?

    Thanks.

  63. Gravatar Icon katya_alex replied on Oct 9th, 2007 at 11:17 am (63)

    I know, Chinatrust regular savings account with a minimum depost of P5,000.00, offers a Visa Debit and ATM card.

    I was thinking of opening an account to Unionbank just for the use of paypal withdrawal but i read that their minimum balance is P 10,000.00.

    I have an existing BDO account, its International ATM mastercard electron card didnt work when i tried to register it to Paypal. And so, i called the BDO call center to in inquire if its possible to apply for the BDO Mastercard paypass ATM instead. Yes it is. I just need to go to my branch and pay P 100.00. It this card will not work as well, then, i guess, that’s the time that i will open an account to Chinatrust.

  64. Gravatar Icon edops replied on Oct 9th, 2007 at 4:24 pm (64)

    This is really a Good News to all of US.

    Pros
    We can now withdraw using EON Cyber Account.
    Visa rocks, I dont know with mastercard.

    Cons
    Liit naman ng withdrawal limit nila per day
    $500 lang taz $5 ung charge. Huhuhu

  65. Gravatar Icon Clarise replied on Oct 10th, 2007 at 10:07 pm (65)

    To katya_alex:

    You can use Unionbank’s EON Cyberaccount. It is not the same as Unionbank’s regular savings account. The maintaining balance, initial deposit, and other features are different.

    It appears that EON can be used to verify. I reread the entries above. I hope someone can second it. Can’t wait to have my PayPal verified with EON! =)

  66. Gravatar Icon charles replied on Oct 11th, 2007 at 1:01 am (66)

    @Clarise

    Yes I can testify that EON CyberAccount can be verified in PayPal. :)

  67. Gravatar Icon Henry replied on Oct 11th, 2007 at 7:50 am (67)

    Try nyo ang E-ON ng Union Bank… it works… me charges nga lang ung pag transfer ng fund… pero it works…

  68. Gravatar Icon Bob Reyes replied on Oct 11th, 2007 at 8:16 am (68)

    Yup! Yup! UnionBankPH EON Cyber Account works with PayPal. No maintaining balance nor initial deposit required to open an EON account, I think you’ll just have to pay for the ATM/Debit card itself, and the annual fee of around Php250.

  69. Gravatar Icon Arnold replied on Oct 11th, 2007 at 1:56 pm (69)

    For those who are planning to use EON Cyberaccount but doesn’t have an existing card yet. Habaan nyo ang pasensiya nyo pag nag-apply kayo. Walang kwenta ang proseso nila. Naturingang cyber account, pero kailangan mong magpunta sa branch, maghintay ng 48 hours for activation, magdeposit ng amount, maghintay na mapadala ng branch yung information sheet na pinapirmahan sa iyo sa branch dun sa head office nila which is in CEBU daw. Walang kwentang sistema.

  70. Gravatar Icon Clarise replied on Oct 13th, 2007 at 10:36 am (70)

    Thanks, Charles!

    @ Arnold:
    The deposit is for the 350 pesos annual fee. I suppose it can be done easily via ATM transfer from one of your existing bank accounts or debit cards.
    However, I would have to agree that the whole process of having the EON card getting to work is quite awkward. The card’s activation time of 48 hours is acceptable, but waiting for more time before the online registration worked is another thing. I would have thought it is a fast process after the card has been activated.
    I haven’t encountered yet that thing about the information sheet, though.

    Anyway, this is better than having no way to receive PayPal funds at all. To those using BDO’s debit or VISA cards, what are your experiences? Does it take a lot faster before the card can be used compared to Unionbank’s EON?

  71. Gravatar Icon Jasmine replied on Oct 15th, 2007 at 2:03 pm (71)

    I already got my EON card and its already activated. I tried to include my EON debit card to my paypal account but this error came out:

    “This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer’s customer service department. Or, you may want to try adding a different credit card.”

    I guess this has something to do with the waiting for more time before the online registration works eh? Am I right? How long would this probably take? Has anyone experienced this?

    Talk about getting excited. HAHAHA! I want this to work asap and start on the money making opportunities online that I have been dying to try for a long time! :D

  72. Gravatar Icon Guile replied on Oct 15th, 2007 at 8:25 pm (72)

    Can I use my fund to send money or to purchase online even if i’m not verified?

  73. Gravatar Icon Guile replied on Oct 16th, 2007 at 10:05 am (73)

    Nevermind, i made my first purchase! Yay!

  74. Gravatar Icon Rostum replied on Oct 16th, 2007 at 5:46 pm (74)

    A friend initiated a withdrawal from Paypal to Unionbank EON last 2 weeks ago but funds aren’t available yet until now.

    So, it’s really that long to wait! Has anyone already withdrawn Paypal to VISA/cash?

  75. Gravatar Icon Gerry Alanguilan replied on Oct 17th, 2007 at 7:08 am (75)

    Since Mastercards from BPI can be verified but NOT to receive funds (my experience), I decided to send the money to myself using my XOOM account, because they have the option to send money using Paypal. I used my Paypal account in conjunction with that. HOWEVER, when I tried sending money, a day later I received an email from Paypal that Xoom has refunded back my money to Paypal, with the explanation that it was for the protection of the customer (the sender of the money).

    Any similar experiences?

  76. Gravatar Icon Dexter replied on Oct 17th, 2007 at 1:37 pm (76)

    @ gerry ,

    I have the same experience with Xoom it happen 3 times already.. I think they are not into small amout.. Itried to do US 100 and it fails..

  77. Gravatar Icon j replied on Oct 18th, 2007 at 10:58 am (77)

    @gerry

    xoom doesn’t offer intra country transfer of money,
    I think that’s why the fund was refunded

  78. Gravatar Icon rhodilee replied on Oct 19th, 2007 at 9:00 am (78)

    I tried sending xoom to somebody here in the Philippines and it failed and the amount was refunded to me. I think it is not because of the amount Dexter because I have been receiving xoom payments as small as 30 dollars. J is right xoom does not offer intra country transfer of money. Try sending your paypal funds to a paypal account holder you know outside of the Philippines and let them send the fund via xoom for you. It will work :-)

  79. Gravatar Icon Janetee replied on Oct 22nd, 2007 at 4:57 pm (79)

    Tanong ko lang, nag sign-up po ako sa paypal but hindi sa pilipinas and my status is unverified because wala akong ini-add na credit card coz i have no cards. Tapos and blogsvertise nagpadala ng pera sa akin payment for blogs. Ano pong gawin ko para ma transfer yong money to my account. I have an International ATM Card from Banco de Oro Mastercard Electronic. Sayang din yong binayad sa akin ng blogsvertise up to 14 Nov. lang yong para kunin yong money.

    Please help me to solve my problem, coz marami silang pinagawa sa akin yong blogsvertise pero wala na akong gana because of that problem na hindi ko makuha yong money ko. Actually, I have no account for paypal philippines.

    Please advise.

  80. Gravatar Icon Janetee replied on Oct 22nd, 2007 at 5:07 pm (80)

    I have a problem. I have an account for paypal u.s. but unverified pa coz they are requesting a credit card but I have no credit card. Blogsvertise send me a money thru my paypal u.s. as of now wala, hindi ko pa nakuna. Pwde ba e transfer nalang yong money thru my International ATM Banco de oro Mastercard? Kasi ang tagal nila sa akin up to 14 Nov. 07 para kunin yong money. If hindi the money will return to blogsvertise.

    Please help me to solve my problem.

  81. Gravatar Icon Janette replied on Oct 22nd, 2007 at 5:19 pm (81)

    Pwede bang mag sign-up ako sa xoom para ma transfer yong diniposit ng blogsvertise sa paypal u.s.? Free ba ang sign-up sa Xoom? Pwede bang ang ibigay ko na card pag sign-up ko sa Xoom is yong International ATM Card Banco de Oro Mastercard?

    Please advise.

    Thanks

  82. Gravatar Icon Dexter replied on Oct 22nd, 2007 at 5:20 pm (82)

    nice suggestion rhodilee,, The problem I don not know someone..:) I will just wait for my credit card to arrive here..

  83. Gravatar Icon charles replied on Oct 23rd, 2007 at 12:19 am (83)

  84. Gravatar Icon rhodilee replied on Oct 23rd, 2007 at 6:14 am (84)

    @ Janette:

    You can receive xoom without you necessarily having to submit a bank account kasi pd mo naman i pick up ang pera but if your purpose with xoom is to receive your blogvertise payment via paypal, di pwede yun because you cant send a paypal fund to xoom if you cant receive it. You can also read other comments in this post.

    The best you can do is to tell blogvertise about your situation that you cannot receive funds yet because your status is unverified. Ask them to refund (I think that is possible) their payments and hold the payment until ma verify ang account mo.

  85. Gravatar Icon ang replied on Oct 23rd, 2007 at 12:33 pm (85)

    kapag magdedeposit po sa EON card ano ung ginagamit? ung 12 digit or ung 16 digit?

  86. Gravatar Icon charles replied on Oct 23rd, 2007 at 2:13 pm (86)

    @Ang
    ang 12 digit yan yung account # mo.. yung 16digit yan yung card # mo. :)

  87. Gravatar Icon ronald mojica replied on Oct 25th, 2007 at 4:44 pm (87)

    mga brader pasali po… dun sa mga may bdo accounts jan.. at kung may international card na kayu. kakatawag ko lang kanina kasi tatanung ko kung magkanu ung PayPass nila , tinanong ako kung san ko gagamitin sabi ko sa Paypal tapos sabi nya di pa daw approved ung Agreement ng Paypal at BDO kaya ala pa din kwenta, ang sabi nya once na maapprove ung International Atm Card daw e pd na gamitin sa Paypal khit di na Paypass

  88. Gravatar Icon Lyle replied on Nov 1st, 2007 at 7:53 pm (88)

    #

    Gerry Alanguilan replied on Oct 17th, 2007 at 7:08 am (75)

    Since Mastercards from BPI can be verified but NOT to receive funds (my experience), I decided to send the money to myself using my XOOM account, because they have the option to send money using Paypal. I used my Paypal account in conjunction with that. HOWEVER, when I tried sending money, a day later I received an email from Paypal that Xoom has refunded back my money to Paypal, with the explanation that it was for the protection of the customer (the sender of the money).

    Any similar experiences?
    #

    Gravatar Icon Dexter replied on Oct 17th, 2007 at 1:37 pm (76)

    @ gerry ,

    I have the same experience with Xoom it happen 3 times already.. I think they are not into small amout.. Itried to do US 100 and it fails..
    #

    Gravatar Icon j replied on Oct 18th, 2007 at 10:58 am (77)

    @gerry

    xoom doesn’t offer intra country transfer of money,
    I think that’s why the fund was refunded

    i have tried sending my self money from paypal to xoom, with the amount of $70 po, ok naman. SA BDO ko pa nga pinickup….so i guess pwede ung intra country guys….

    as in ung sender’s name and address parehas sa recipient’s… he he he

  89. Gravatar Icon Lynder replied on Nov 9th, 2007 at 2:18 pm (89)

    May limit ba with receiving the funds?

  90. Gravatar Icon Joanne replied on Nov 13th, 2007 at 8:18 pm (90)

    Hi!

    Ma veverify ba ng paypal ang BPI Express Cash Masercard Electronic? :(

  91. Gravatar Icon ian replied on Nov 19th, 2007 at 10:18 am (91)

    Hi regarding xoom.com– i tried it several times to withdraw my paypal ,but failed or refunded..
    Kailangan ba verified member ka sa paypal para ma withdraw sa xoom.com?? thanks to all —
    If still doesn’t work, is there anyone here want to convert it into cash, im willing to meet in person and we can do the transfer thing in SM malls.. my number is 09177346347

    BTW its only $58.00
    I give 300 for this transaction

  92. Gravatar Icon MichaelWeb replied on Nov 27th, 2007 at 10:13 pm (92)

    may funds sa paypal ko, pede ko ba ipadala ito sa aking misis thru zoom? same address ba o ibahin ko ang address ko?

    thanks

  93. Gravatar Icon corshier replied on Dec 5th, 2007 at 4:58 pm (93)

    I just got my paypal account and i use EON of unionbank for the card..

    i withdraw yung money ko from my paypal and it takes 3-5 days and it was completed today the problem wala pa sa EON Card ko and i called unionbank sabi nila it will take another 11 banking days for clearing ata..

    ganun ba tlaga yun?

  94. Gravatar Icon bookassassin replied on Dec 7th, 2007 at 5:00 pm (94)

    has anyone tried citibank credit cards? i don’t have any problems using citibank credit cards abroad, so was wondering MAYBE it’d be the same for this.

  95. Gravatar Icon CallCenterVet replied on Dec 19th, 2007 at 5:10 pm (95)

    Don’t trust the Chinatrust Visa Debit card. I freakin’ opened an account because their New Accounts teller in their Alabang branch swore I can use it online but Low and Behold as soon as I entered the information in Paypal… Denied by the bank error! I later on confirmed with Chinatrust Cust. Svc. na di puede gamitin ang Chinatrust Visa Debit online. DONT USE CHINATRUST VISA DEBIT CARD! I hope everybody reads this.

    I’m going to try the Unionbank EON card this time. It looks like some people has some success in using this. I have over $700 in my unverified Paypal account that I earned in 2 months through my blog. Sayang naman if I can’t get it. I’m pretty sure I’ll find a way. But the damn thing is too hard to get accomplished than it should be.

  96. Gravatar Icon Gerry Alanguilan replied on Dec 20th, 2007 at 10:26 pm (96)

    Ako I gave up na. Paypal seems to want to accept only VISA. I already have enough grief with just one credit card (Mastercard), getting it, paying the bills, etc, and I’m not about to get ANOTHER card just so I can use Paypal fully. I’ll just wait until they start using Mastercard as well.

    In the meantime, I’ll just use the money I have in Paypal to buy stuff online, which is proving to be quite convenient.

  97. Gravatar Icon Momma Drama replied on Dec 27th, 2007 at 12:14 pm (97)

    Meron ba kayong list ng mga debit cards na proven accepted at di-accepted sa Paypal?

    (Base sa comments above:)

    GUMAGANA:
    1. Unionbank EON debit card

    HINDI GUMAGANA:
    1. Chinatrust Visa Debit card

  98. Gravatar Icon rigel clyde replied on Jan 12th, 2008 at 3:12 pm (98)

    Kuya, does this mean we can only receive money but not send? How can we purchase ebay items from abroad if that’s the case? Thanks po.

  99. Gravatar Icon mark paul replied on Jan 20th, 2008 at 11:38 pm (99)

    hi… can somebody help me how to start earning money from blogging??,.,,im tired of being working with different companies…i want to have more time with my family…tnx for all those who will help me… God Bless

  100. Gravatar Icon mark paul replied on Jan 20th, 2008 at 11:42 pm (100)

    hi… can somebody help me how to start earning money from blogging??,.,,im tired of being working with different companies…i want to have more time with my family…tnx for all those who will help me… God Bless//
    im from pasay city…my no. zero nine one eight seven six seven one one seven eight..

  101. Gravatar Icon au replied on Jan 29th, 2008 at 1:00 pm (101)

    Hello Paypal People!
    Great news for all the Filipinos.
    You can withdraw your Paypal funds to your Philippine Bank Accounts now!
    Easier, faster, and cheaper! ^_^

    ***Thanks Paypal!***

  102. Gravatar Icon cel replied on Feb 5th, 2008 at 2:20 pm (102)

    san ko ba makikita ung 4 digit expanded use number? eh ung lumalabas sa bpi account ko is more than 4 digit! na bill na sya which is P79.80 kaso lang nalilito ako dahil wala namang 4 digit expuse kundi 10 digit. pls help, di ko tuloy ma-authenticate ung credit card ko…

  103. Gravatar Icon enelra replied on Feb 12th, 2008 at 6:54 am (103)

    Guys I have a prob.
    Di accepted ung BDO ATM/debit card ko kaya di ko pa mawithdraw ung funds ko sa Paypal :((

    If I convert my BDO ATM card to Paypass, will it do the trick?

  104. Gravatar Icon enelra replied on Feb 12th, 2008 at 7:53 am (104)

    Guys magkano ang initial deposit para makapag-open ng Unionbank EON Visa?

    Grabe, I should have used Moneybookers na lang sana instead of Paypal haay…

  105. Gravatar Icon Amin replied on Feb 19th, 2008 at 10:36 pm (105)

    Guys lahat ng Card na my “MasterCard Logo” or “MasterCard Electronic Logo” ay accessible sa internet.CreditCard with “MasterCard” logo issued by any bank in the philippines or ATM Debit Card issued by Banco de Oro with “MasterCard Electronic Logo, Smartmoney Card etc ay mga halimbawa.. Please listen!Ang verification code ng credit or debit card ninyo ay makikita sa likod ng mga cards ninyo. You will see the “last 3 digits number back of your card” not that 4 digits in the front of your card. Please enter correctly your card number and the 3 digits verification code na makikita sa likod ng card ninyo not that 4 digits in the front. Again this are all working sa paypal,xoom,westernunion, at sa lahat ng internet transaction …

  106. Gravatar Icon Amin replied on Feb 19th, 2008 at 10:43 pm (106)

    Additional to my announcement! When you see the back of your card you will observed 7 digits number and the “last 3 separated number” will be the verification code of your Credit/Dedit Card for you to access your transaction through internet access. XOOM , PAYPAL or Westernunion or internet shopping.

  107. Gravatar Icon Amin replied on Feb 19th, 2008 at 10:51 pm (107)

    List of Valid Credit/Debit card with “MasterCard” & “MasterCard Electronic” logo…Credit Card issued by 1.) BPI, Metrobank, Citibank, Banco de Oro, East West bank, EquitablePCI bank..Debit card with “MasterCard Electronic Logo” 2.) Banco de Oro ATM Debit Card at Smartmoney Card..

  108. Gravatar Icon Amin replied on Feb 19th, 2008 at 11:02 pm (108)

    Guys if you have Credit or ATM Debit Card issued by any listed bank above i have mentioned you don’t need to open an account to Unionbank to get an EON Visa Card, wasting time lang kayo. Basta read carefully my instraction above. Ask me through my e-address at amerious_02@yahoo.com for your assistance. Basta lang my “MasterCard” or “MasterCard Electronic” logo card niyo issued by the qualified bank of “International MasterCard Corporation Group of Company…Thanks!

  109. Gravatar Icon Mariz replied on Feb 22nd, 2008 at 4:47 pm (109)

    Eto yung sinabi nila sa kin sa mail:

    Dear Ms. XXX:

    This will acknowledge receipt of your internet mail dated 27 December 2007.

    Please be advised that you cannot use your BDO PayPass MasterCard to send/accept money from Paypal. Although it does have the MasterCard Electronic logo, on the lower left side of the card, it’s indicated that the card is for “Electronic Use Only.”

    Should you have other inquiries or concerns, please feel free to contact any one of our Customer Service Officers at 631-8000 or you may email us again and we will be happy to assist you.

    Respectfully yours,

    Geraldine Baking
    eServices Section
    BDO Customer Contact Center

  110. Gravatar Icon Amin replied on Feb 24th, 2008 at 7:01 am (110)

    Hi Sino my gusto diyan maki-exchange ng pira
    ako bahala?I need dollars kasi mag aabroad ako
    for pocket money. Wala kasing value pira natin sa
    abroad eh. Hoho

  111. Gravatar Icon Llaiza Edralyn replied on Feb 25th, 2008 at 2:40 pm (111)

    PLEASURE TO COMMENT HAVE A GOOD SERVIESES TO THE STUDETS LIKE ME

  112. Gravatar Icon Jenna replied on Feb 26th, 2008 at 1:09 pm (112)

    Preved dyatlam!

  113. Gravatar Icon sodamnhot replied on Mar 7th, 2008 at 7:24 pm (113)

    i dont believe paypal is secure. i work for a us bank and i have seen a lot of fraud internet trxns right after a paypal trxn

  114. Gravatar Icon hideki replied on Mar 11th, 2008 at 9:50 am (114)

    unionbank eon sucks!!
    there should be another way for students to get a debit card for paypal. X/

  115. Gravatar Icon Amin replied on Mar 14th, 2008 at 8:20 am (115)

    Guys MasterCard(CreditCard) from philippines Can verify your paypal account but not to withdraw your funds.If you withdraw your funds using your mastercard the funds will be authomatically credited to your mastercard and this means you do have advance credit/payments to your creditcard.
    You can use the credited amount to your creditedcard by purchasing of goods. It is not convertable to Cash since that is the major policy of MasterCard philippines, this will depend also to the financial institution where you applied CreditCard as far as i know BPI, Metrobank, BDO, CitiBank, East-west Bank, and other financial institution which is registered to MasterCard.Remember that you can withdraw cash to your mastercard(creditcard) if you have requested Peronal Identification Number(PIN) for your cash advance but service charge will be applied. Visa is possible to verify your paypal account and also withdraw your funds since visa has its double authomatic features “Credit” and “Debit” which means convertable to Cash when something is credited to your Visa unlike MasterCard the credited amount will be holded to your account/ account statement.

    So if still you do not have your PIN for your mastercard you can request this to the financial institution where you maintain your account. Processing of your PIN will takes very long just be patient…

    I hope you learn? Good day

  116. Gravatar Icon jes replied on May 23rd, 2008 at 12:25 am (116)

    I can’t verify my metrobank visa..i have verified my mastercard already but after i knew that it cant be converted to cash, i opted for my visa.

  117. Gravatar Icon seaj0725 replied on Jun 18th, 2008 at 8:38 pm (117)

    i just want to ask something coz i’m still kinda confused about this one.. for example a friend of mine from US sent some money to my paypal here in the Philippines, how do i withdraw it? what kind of bank account or credit card should i use?

  118. Gravatar Icon Jhon Aiko replied on Aug 19th, 2008 at 6:31 pm (118)

  119. Gravatar Icon Jhon Aiko replied on Aug 19th, 2008 at 6:36 pm (119)

    Just answer their surveys and you will get paid $4-$7.Go to this link it is true I guarantee!

    http://www.AWSurveys.com/HomeMain.cfm?RefID=Aileron06

  120. Gravatar Icon Donna replied on Aug 20th, 2008 at 12:40 am (120)

    Yes, You can certainly Withdraw from PAYPAL to BDO….But what bdo says is that it is not an official transaction that they can trace in case your Paypal money does not reach your BDO account.

    SO NOBODY can REALLY help you from BDO if your MONEY does not REACH YOU!!!!

    Read more here: http://born2freelance.wordpress.com/2008/08/18/does-paypal-money-go-to-bdo-account/

  121. Gravatar Icon Jhora replied on Sep 5th, 2008 at 5:59 pm (121)

    Ask ko lang po ah. Kasi balak kong mag-open ng account sa BDO, yung may Debit Card. Kasi nakita ko sa Paypal na pwede yung Debit Card number. So, ask ko lang po sana kung nagwowork ba ito. Pwede po ba akong makabili sa e-bay and amazon using this Debit Card from BDO? At kung pwede po magkano po ba ang kinukuhang service charge.

    Thanks!

  122. Gravatar Icon UNO replied on Sep 5th, 2008 at 7:12 pm (122)

    Guys.. I’m trying to add my debit card from BDO but there is an error that says…

    http://img402.imageshack.us/my.php?image=ccjr8.jpg

    I do have primary debit card but it is from the company paycheck card. he he. kaya di tinanggap ng paypal ang problema ko di na sya madelete. Ano kaya dapat kong gawin?

    Any help guys? Thanks

  123. Gravatar Icon jamir replied on Sep 29th, 2008 at 9:31 am (123)

    “amount not exceeding $500 per month”

    If you had a business then your client need to pay you more than $500 what will happen?

    I think this service are incomplete but great development indeed!

  124. Gravatar Icon carl replied on Dec 1st, 2008 at 5:56 pm (124)

    you can open an account at sterling bank of asia.

    They offer two kind of debit cards from VISA.

    one which is a prepaid card
    the other one is link to your savings acct

    Sterling bank of Asia has no maintaining balance!! at wlang charges..

  125. Gravatar Icon simpyaw replied on Dec 6th, 2008 at 12:00 pm (125)

    Easiest way is to have a unionbank eon visa electron. though you have to wait for a week.

  126. Gravatar Icon ivan replied on Dec 19th, 2008 at 4:38 pm (126)

    can anyone help me? can i send funds to my paypal account by not using credit cards? please help me, its my first time using paypal. i don’t even have a credit card because im only 17yrs old. LOL!^^ no job yet.^_^
    so please help me with this. can i send funds to my paypal account from my bank account? how?

  127. Gravatar Icon julie replied on Feb 10th, 2009 at 7:59 am (127)

    Hello po.Masakit na ulo ko kasi po di ko ma withdraw pera.
    Please naman po pakitulungan naman ako.
    Una po,BPI Family savings bank and atm ko,pano ko makuha ang verification number ko,saan ko siya makikita.pangalawa,lagi naman lumalabas na over ang wini withdraw ko kahit pa 10 or $10 or $10.00 ang nilalagay ko.

    Sana po ma withdraw ko na kasi pinadala ng sis ko ito for emergency use eh natapos na problema di ko pa makuha pera.

    thanks po

    julie

  128. Gravatar Icon bdopaypal dismayed attempt replied on Feb 19th, 2009 at 6:22 pm (128)

    I was linking BDO ATM Debit Card to my Paypal account moments ago, and Paypal says that it can not verify my card correctly when all the information I entered were correct.

    Then I checked my BDO account online and it deducted me PHP 239.05. Can anyone provide me information on this problem while I wait for BDO’s reply? Any help and info is very much appreciated.

    Thanks!

  129. Gravatar Icon aicee replied on Mar 1st, 2009 at 10:52 am (129)

    hello.. pag mag-a-apply ba ng Eon card.. di na ba kailangan na may savings account ka sa unionbank..? okay na ba na dumiretso na sa pag-aapply ng eon account..? magakano lahat magagastos..? pwede ba ako mag-apply ng EON card online..? salamat po.. sorry dame tanong..

  130. Gravatar Icon darlyn replied on Mar 11th, 2009 at 9:37 am (130)

    sending and receiving money now in Paypal is no longer a problem in Philippines. and I am so excited to give it a try.

  131. Gravatar Icon Gigs replied on Mar 11th, 2009 at 12:31 pm (131)

    just want to ask po where can i contact the paypal philippines (the company’s tel. #), where the company is located? because i want to gather more information regarding to them. Thank you so much!

  132. Gravatar Icon venex replied on Mar 16th, 2009 at 9:07 pm (132)

    To apply for eon go to nearest unionbank branch 350 lang annual fees no maintaining balance. sabihin mo nalang EON VISA Electron account . iyong wlang maintaining balance. puede rin try mo sterling bank of asia iyong debit card nila na grey colored. I think only VISA CARDS are supported. Pag mastercard iyan forget it> DAPAT VISA

  133. Gravatar Icon jerry replied on Mar 24th, 2009 at 10:52 pm (133)

    Hi guys,

    tanong ko lng po kung saan ko pede makuha o makita ung 4 digits ng paypal code ko, sa eon cards.

    thanks!

    please reply to me asap. :)

  134. Gravatar Icon hukares replied on Mar 26th, 2009 at 6:29 pm (134)

    guys, nobody cares answering your questions. this blog post is dead.

  135. Gravatar Icon Nav replied on Apr 3rd, 2009 at 3:10 am (135)

    Hi guys pwede po ba mag patulong, nag try ako ma verify ng moneybookers ang eon ko, what I did was I add my eon visa electron sa moneybookers account ko, ang problem ko pag tingin ko sa statement ng eon ko in peso PHP eh kailangan ko makuha yung exact charge ng moneybookers sa eon visa ko in USD… pano kaya yun? ang hirap makuha yung tamang convertion…. charge po sa aking ng money bookers is PHP 115.10…. help me po…thanks…

  136. Gravatar Icon crystal replied on Apr 13th, 2009 at 11:37 pm (136)

    Paypal to Smart Money is possible using Chikka’s i$end. You can use chikka is your paypal is not yet verified. Check out my blog post at http://desktopsanddiapers.wordpress.com/2009/04/13/alternative-ways-to-withdraw-money-from-paypal-chikka-iend/

  137. Gravatar Icon liljammerz replied on May 14th, 2009 at 12:48 am (137)

    CAN ANYONE HELP ME?

    I KINDA CONFUSED WITH PAYPAL IN HOW TO GET MY EARNINGS FROM SOME OF MY PTC ACCOUNTS..

    PLEASE HELP!

    SEND ME DETAILS OK?

    liljammerz46@yahoo.com

    thanks!

  138. Gravatar Icon BALONGSKI replied on Jun 9th, 2009 at 4:21 am (138)

    Bago lang po ako sa PAYPAL….. actually i was able to enroll and get verified merely by following several steps shared by paypal bloggers sa net. but still hindi ko alam how safe paypal is: here are some question that could help clearout my mind:

    1) if a person gets my email and pay me via paypal how long will the transaction reflect on my PAYPAL current balance for me to know that the transaction made was good???

    2) Is there any risk in PAYPAL similar to Western Union, that if a person who pays first would have a greater risk that his counter part would run away from the obligation agreed upon????

    3) If a person pays through paypal, if the second party has scammed the payer. Is there a possibility that the payer can cancel the payment made or not?????

    please helppppppppppppp. tnx

  139. Gravatar Icon qUERY replied on Jun 10th, 2009 at 11:02 pm (139)

    i tried my BDO ATM Debit Card
    LAndbank EASY CARD
    AIG Philam Credit CArd..

    badluck..doest work…denied…

    what banks could be good to with draw a money from pay pal?

    639069522088 text me the bank..hope u can help guyz

  140. Gravatar Icon masterlagz replied on Jun 22nd, 2009 at 2:52 am (140)

    Try nyo Unionbank EON account.. ito ang gamit ko for 2 years,.. EON parin gamit ko hanggang ngayon.. 4 business lang ang hintay ko, send ka agad ang pera from paypal…

  141. Gravatar Icon ivy replied on Jun 25th, 2009 at 3:34 pm (141)

    question lang po. kasi this year 2009 hindi na yata supported ng paypal yung feature na yan. yung “Send. Receive. Withdraw to a U.S. Bank Account or a card.”
    hindi ko po sya mahanap sa help page ng paypal. hingi lang sana ako ng tulong kasi i have to pay a US seller but i have no credit card, bank account, yes.

  142. Gravatar Icon ivy replied on Jun 25th, 2009 at 3:35 pm (142)

    question lang po. kasi this year 2009 hindi na yata supported ng paypal yung feature na yan. yung “Send. Receive. Withdraw to a U.S. Bank Account or a card.”
    hindi ko po sya mahanap sa help page ng paypal. hingi lang sana ako ng tulong kasi i have to pay a US seller but i have no credit card, bank account, meron po.

  143. Gravatar Icon potski replied on Jul 4th, 2009 at 9:19 am (143)

    1) HOW TO WITHDRAW/ACCEPT FUNDS:
    Open a philippine savings account. Paypal only allows you to withdraw to a bank (savings) account not a debit/credit card.

    2) 4 DIGIT CODE (to verify your card)
    Look at your billing statement or online access service. 4-digit code should be there next to the paypal charge.

    3) Can you get scammed if the payer pays and the 2nd party backs out of the transaction?
    Naturally. If the payer complains, paypal might put a hold on your account.

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