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Results for: how to have a paypal in philippines

January 05, 2009

What I want to see in 2009?

This is more like a wish list rather than a prediction for the year 2009 with specific focus on the Philippine tech landscape. Hopefully, we’d be able to see some of the items on the list become a reality before the year ends.

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September 14, 2008

Paypal Subscription Payments now available

Last Friday, I was able to meet up and have a short meeting with Paypal’s Head of Asia Merchant Services based in Singapore and discuss some important developments both in the state of local e-commerce and the role Paypal wants to play in the market.

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July 17, 2008

Paypal Users get Seller Reputation Status

One of the basic security features of Paypal is the Seller Reputation Status and Philippine Paypal users are now provided with one.

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January 30, 2008

Philippines & Indonesia gets Local Bank Withdrawals from Paypal

Paypal members in the Philippines and Indonesia gets a very early new year’s treat with the introduction of direct local bank withdrawals made effective yesterday. I an email announcement to all users on both South-East Asian countries, Paypal will now accept funds in their respective local currencies.

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January 08, 2008

Was full Paypal support a lot of help?

Months before Paypal legitimately opened its doors in the Philippines, there was much discussion on how the service could help a lot of Filipinos locally and abroad. It wasn’t the de facto money remittance of choice (even until now) for OFWs but it may have paved the way for more online transactions for Filipinos.

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October 30, 2007

Seeding Blog Ideas and other Links

Two of the most recent blog ideas pitched to me have become an almost instant hit in the local webosphere. When the authors of these blogs came up to me and pitched the proposal, I knew right then it would be a success. I’d like to share their stories here so to inspire others.

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October 22, 2007

Going to MBS and Other Side Stories

Will be in Davao for the 1st Mindanao Blogging Summit this week-end. Hope to catch up with people. It will be a busy sked as we have another business agenda the same week-end. Will probably hit Cagayan de Oro City next month too for another Business Blogging series.

More on that next week. Here are some more side stories:
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September 28, 2007

Send & Receive payments via Paypal in the Philippines


Sign up for Paypal in the Philippines!. You can withdraw an amount not exceeding $500 per month to any debit, credit card or directly into your Philippine bank accounts. You will just need the bank codes and savings account number.

At long last, Paypal’s promise to allow receiving funds into Philippine accounts have been fulfilled. Just today, reports have been circulating in the previous post here about the development.

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September 25, 2007

Revolution Money taking on Paypal

Revolution MoneyThere’s gonna be a new player in town and it’s called Revolution Money. It’s being touted as the next Paypal-killer and do better than the non-performing Google Checkout.

But what is this Revolution Money really all about?

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August 10, 2007

Wash, rinse and repeat…

They say that if you have a proven and tested way of solving things, get on with it and don’t deviate from the usual approach. But what if that doesn’t solve it? Well, think outside the box. Just don’t re-invent the wheel.

See more tidbits after the jump.

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October 17, 2006

Why the uber-restricted launch of Paypal Philippines?

A lot of people were ecstatic with the news that Paypal has now added the Philippines on its list of supported countries. However, the inclusion was far from what we’re expecting. It’s even far from a half-baked launch.

The limited Paypal access only allows users from the Philippines to sign up for a Paypal account and add their US-accepted credit cards to top up their account. That means one can only send money and it has to come thru your credit card — that’s it.

You can’t even transfer from a bank account so if you don’t have any credit card, your Paypal account is basically useless. You can’t receive funds either so what’s the point?

The only other way I see this working now is if you’re a spender and the merchant you are paying only accepts Paypal. How about freelancers, designers, programmers and netrepreneurs? Will they be able to use their newly signed-up Paypal account and proudly paste that Verified Paypal badge on their website? Nope.

I think it will even confuse and frustrate their potential clients — with all the hooplah that Paypal is available in the Philippines only to find out that they can’t actually pay them enterprising Filipinos thru Paypal.

I guess this restrited launch only means one thing — eBay doesn’t trust the Philippines yet. They still think we’re just a bunch of fraudsters and hackers and I can’t blame them. Yeah, the risks still outweighs the benefits.

For the meantime, let’s just stick to what really works — Xoom.

July 24, 2006

Paypal in the Philippines via Xoom

Updates: You can now have a Paypal Philippines account. Just sign up here. You can withdraw an amount not exceeding $500 per month to any debit, credit card or directly into your Philippine bank accounts. You will just need the bank codes and savings account number.

Maybe you’ve already heard of the plan and the efforts to make Paypal available in the Philippines.

Though I think we’re still far from getting that much coveted nod from eBay (owner of Paypal), I think it’s good to know that there IS a way to get paid by people who has Paypal. If you haven’t heard of it yet, spell X-o-o-m.

I know, it’s not the real deal, but it’s close enough. So how do you receive payments from Paypal users?

  • Sign up for a Xoom account.
  • Enter your personal bank account. See complete list of supported banks here.
  • Create a Payment Button by indicating an item name/number along with the list price and the shipping fee.
  • Paste the button on your website or a send the link to your client via email.
  • Client receives the “request for payment”, creates a Xoom account or logs in and processes the payment using his Paypal account, credit card or eCheck.
  • You get a confirmation email with the tracking number and receive the payment directly into your bank account in a matter of hours.

That’s it! Xoom payment limitation is from $25 to $2,500 per transaction. If you don’t have a bank account, you can opt to pick up the cash in the bank within minutes (list includes Equitable PCI Banks and Cebuana Lhuillier) or have it delivered into your doorstep. I was even able to get my remittance delivered at 9:00 in the evening before — good for people who are away during the day or at their offices working.

You can choose to receive the money in peso or dollar denominations. Is it expensive? Depends on what you’re comparing it to. If you send $50, there’s the $3.50 fee (7% transaction fee). If you send $1,000, the fee is just $8 (or 0.8% transaction fee). These fees apply if you want to receive in Philippine peso but it’s a little more if you opted for US dollars.

The catch? Their peso-dollar exchange rate ain’t that good. Today, it’s just US$ 1.00 = PHP 50.8687. Still if you factor that in, it’s still cheap.

Some guy contacted me the other day wanted to advertise on my site so I asked him for $45 for 3 month’s for a single link to his website. I sent him a payment request via Xoom and I had the money in just over 3 hours. See the tracking code for preview.

I know it’s not the real deal. We still ought to have our very own legit Paypal account somehow. But I’ve been using Xoom for 3 years and it works.

I think one way of convincing eBay to add the Philippines in it’s list of supported countries is by using 3rd-party services like Xoom. If eBay notices that there are tons of transactions going into the Philippines from people currently using Paypal, they may think that we’re not a high-risk country anymore.

[tags]paypal philippines, xoom[/tags]

December 05, 2005

How to get Paypal in the Philippines


Sign up for Paypal in the Philippines!

Someone emailed me today asking some advice about Paypal. He wanted to ask how to sign-up for Paypal even if he’s in the Philippines.

Paypal will tell you — you can’t. Yuga will tell you — technically, you still can. I call it proxy registration.

If you have a relative or a friend who lives in a Paypal approved country. You can ask them to use your email account to sign-up with PayPal for you. They will also need to have a bank account to tie up the Paypal account and be verified.

Once application has been approved, usually a souple of days, you can now use that Paypal account to receive the send money to other Paypal account holders.

Please be reminded though not to use it right after registration as the IP addresses are being logged for authentication. In the first few weeks, ask your relative or friend to do the transactions for you.

After maybe a month or after several successful transactions thru Paypal, you may try logging in yourself. During login, you may get a warning that you are accessing Paypal from a country where it is not approved then you will be asked to verify or authenticate your account. It will ask for random information like your middle name or your US bank account number so be ready to have this information with you. If you cancel your login because you don’t have this information, your account me be flagged and eventually locked. Don’t use it too often, maybe just once a week. Let the system get used to you but not too much. It’s even better if you have a static IP so the system will at least remember you on that end.

The logic behind this is that you act as if you were in the US (or any Paypal approved country) when you signed-up for Paypal and then you just happen to visit the Philippines when you accessed your account. This is not a sure-fire alibi but at least you are consistent. There are other valid Paypal account holders who have had their account locked just because they accessed it from the Philippines.

And oh, if you are using Paypal just to received payments, do empty it or offload to the bank as often as you can (and you know why). Mind you, this is not a long-term solution but others get by (like me for example).

Update:
Forgot to tell you that this is not a legit method. It’s just a quick way around for you to get hold of a Paypal account.

July 31, 2005

Advertising via AdWords

A few weeks after using my $35 free Google AdWord credits to promote some of my other projects and business, I realized I could also use it to promote my blog as well. Hmm, why haven’t I thought of that earlier?

Blog Herald summarizes several ways of advertising your blog, the paid way. Though my blog has been very doing quite fine with dozens of keywords, bringing in tons of search engine traffic, I thought I might spend some time targetting other keywords as well.

A quick glance at my internal stats showed some very good results on the ff. keywords:

Top 10 Keyword Hits (via search engines)

  • hello garci – 6,567 hits
  • gloriagate – 1,262 hits
  • button maker – 791 hits
  • smart wifi – 372 hits
  • gonuts donuts – 216 hits
  • starbucks franchise – 212 hits
  • image hack – 210 hits
  • edsa mail – 58 hits
  • chicken inasal – 44 hits
  • paypal philippines – 35 hits

There’s an idea I was experimenting on with AdWords and AdSense. I target relevant keywords using AdWords to direct searchers looking for it to a page about the keyword with an AdSense ad. I wait and hope that they click on a related ad and earn from it. My hypothesis is this — “Is it possible to earn higher revenue from AdSense using AdWords directed pages?” What I did was bid very low ona keyword ($0.05) and hopefully earn more than that from the possible clicks on the ads. Theoretically it is possible, but my little experiment could not verify that to a 100% certainty.

July 16, 2005

Secure Online Shopping with Visa Debit Cards

Ever since I had that hacking incident with my Paypal and GMail account, I’ve received lots of emails on how to be more secure with online accounts and doing transactions (the incident was published in the Inquirer). So when I sat down with the reps from Visa, it was also the topic at the lunch table, among other things.

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