#AI for Marketplace

Facebook Marketplace is introducing new AI features to simplify how people buy and sell items. The platform is also adding AI auto replies which can answer common buyer questions like price, availability and pickup details to speed up conversations. Meta says these changes are designed to help sellers post faster and make it easier for buyers to find what they need. M-2026-025 issued on June 17, the BSP announced that the Monetary Board approved the lifting of the fee increase moratorium for InstaPay and PESONet transactions. 1238, which updates the National Retail Payment System Framework and the Regulatory Framework for Merchant Payment Acceptance Activities. According to the BSP, the decision follows the implementation of zero fees for small merchant payments and the establishment of a pricing framework for person-to-person electronic fund transfers. The central bank also emphasized that digital payment fees are expected to be lower than charges for manual or over-the-counter transactions because electronic channels are generally more efficient and cost-effective to operate. Finance Secretary Frederick Go also expressed support for lower digital transaction costs, noting that some transfer fees can still reach as high as PHP 50. Read more in our articles including "Meta adds AI tools to Facebook Marketplace" and "Banks, e-wallets face new BSP rules on digital payment fees".