#best digital banks philippines

Well you're in luck, as opening a savings accounts is not only much more convenient, these digital banks also provide a much higher interest as compared to your traditional banks. As of January 24, 2026, we've gathered the top 10 digital banks that provide the highest interest rate for your savings account. With digital banks continuing to evolve and improve, 2026 is shaping up to be a great year to make your money work for you. Western Digital Philippines is also a sponsor in our recent WD TV Live Christmas Giveaway. Starting today, thousands of in-store and online merchants in the Philippines will accept Apple Pay, with support from some of the country’s most established banks, across major credit and debit networks. “The Philippines is home to a digital-first generation that is rapidly embracing a vision for a cashless future, all while expecting security and privacy at every step,” said Jennifer Bailey, Apple’s vice president of Apple Pay and Apple Wallet. The Bangko Sentral ng Pilipinas (BSP) clarified that it never required banks and e-wallets to waive digital fund transfer fees, despite issuing Circular No. Read more in our articles including "10 Digital Banks in the Philippines Ranked Based on Interest Rates in 2026" and "Banks, e-wallets face new BSP rules on digital payment fees".