Apple Pay and Google Pay are now clear to roll out in the Philippines without securing Bangko Sentral ng Pilipinas (BSP) registration. BSP Deputy Governor Mamerto Tangonan clarified that the two platforms are not considered operators of payment systems (OPS) since they will not hold funds for Filipino users. This move comes as BSP data shows digital payments in 2024 hit 57.4% of monthly retail transactions—well above the government’s target under the Philippine Development Plan. The Bangko Sentral ng Pilipinas (BSP) finally moves closer to their goal of providing a reliable electronic retail payments system in the Philippines with the recent launch of InstaPay. InstaPay became active last April 23, it followed BSP's first ACH called PESOnet, launched back in November 2017. Read more in our articles including "Apple Pay, Google Pay can launch in PH without BSP registration" and "BSP launches InstaPay".
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Jun 18, 2026Apple Pay and Google Pay are now clear to roll out in the Philippines without securing Bangko Sentral ng Pilipinas (BSP) registration. BSP Deputy Governor Mamerto Tangonan clarified that the two platforms are not considered operators of payment systems (OPS) since they will not hold funds for Filipino users.
This move comes as BSP data shows digital payments in 2024 hit 57.4% of monthly retail transactions—well above the government’s target under the Philippine Development Plan. The Bangko Sentral ng Pilipinas (BSP) finally moves closer to their goal of providing a reliable electronic retail payments system in the Philippines with the recent launch of InstaPay. InstaPay became active last April 23, it followed BSP's first ACH called PESOnet, launched back in November 2017.
Our coverage of BSP registration includes: "Apple Pay, Google Pay can launch in PH without BSP registration"; "BSP launches InstaPay"; "Abenson ups registration for new Nokia phones". Each article provides unique insights and information.