Fintech Alliance PH chairman Lito Villanueva said most banks and e-wallets have already complied, though business models vary across the industry. 1238 is a cost-based fair pricing guideline, not a zero-based mandate,” said Villanueva. Read more in our articles including "BSP clarifies bank transfers need not be free" and "Apple Pay launches in the Philippines".
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Jul 29, 2026Fintech Alliance PH chairman Lito Villanueva said most banks and e-wallets have already complied, though business models vary across the industry. 1238 is a cost-based fair pricing guideline, not a zero-based mandate,” said Villanueva.
Our coverage of Lito Villanueva includes: "BSP clarifies bank transfers need not be free"; "Apple Pay launches in the Philippines"; "GCash will soon let users link Visa, Mastercard cards directly for QR payments". Each article provides unique insights and information.