#Metrobank InstaPay

Metrobank has announced a significant reduction in its InstaPay transfer fees, introducing a new flat rate of ₱8 per transaction beginning February 1, 2026. Previously, Metrobank charged ₱25 per InstaPay transfer, although the bank had waived fees for transactions worth ₱1,000 and below over the past year. With the new pricing structure, all InstaPay transfers—regardless of amount—will now carry the ₱8 service fee, simplifying costs for users. The updated fee applies exclusively to transactions made through the new Metrobank App, prompting the bank to advise customers to update their app to the latest version to ensure the revised charges are reflected properly. The move positions Metrobank among local banks offering more affordable digital transfer options, as competition continues to intensify in the Philippine digital banking space. To help people locked in their homes, Metrobank has rolled out mobile ATMs. Every weekday from 10 AM to 3:30 PM, Metrobank's mobile ATM will be visiting barangays in the National Capital Region, allowing its users to: Withdraw cash Check their account balance Pay for services and utility bills Transfer funds between Metrobank accounts Buy prepaid load Request for a new checkbook The daily route can be found here. Metrobank is also urging its customers to wear a face mask and observe social distancing while in line for the mobile ATM. Read more in our articles including "Metrobank cuts InstaPay transfer fee to ₱8 flat starting February 1" and "Metrobank rolls out mobile ATMs".