Home Credit has been a good alternative for those who want to avail smartphones and laptops at 0% installments without the need for a credit card, and we have featured some of the tips on how you can get an easier approval. Now, we take a look at those gadgets offered at Home Credit’s 0% installment plans.

Home Credit normally offers standard gadget loans with interest, but have recently made more devices available under their 0% plans. These include special promotions in partnerships with gadget brands, as well as those that are available at select retailers all year round. Do note that these listed items were checked with various stores, recent launch announcements, as well as Home Credit’s Website. While we have compiled these, we’ll do our best to update the table from time to time as we see changes.
Here’s a list of 0% installment in partnership with select brands, with the corresponding terms and dates. These devices are available at all retailer stores with a Home Credit booth until the date specified.
Author’s Note: List updated on April 21, 2019.
| Model | Price | 0% Terms | |
|---|---|---|---|
| Huawei (until June 30, 2019) | Y7 Pro | PHP 9,990 | 6 or 9 months |
| Nova 2 Lite | PHP 9,990 | 6 months | |
| Y9 | PHP 11,990 | 6 months | |
| Watch GT | PHP 12,990 | 6 or 9 months | |
| M3 Lite | PHP 13,490 | 6 or 9 months | |
| Nova 3i | PHP 15,990 | 6 months | |
| P30 Lite | PHP 17,990 | 6 or 9 months | |
| M5 Lite | PHP 18,990 | 6 or 9 months | |
| Nova 3 | PHP 25,990 | 9 months | |
| OPPO (until April 30, 2019) | A3s (3GB) | PHP 9,990 | 6 months |
| A7 (3GB) | PHP 10,990 | 6 months | |
| F7 | PHP 11,990 | 6 months | |
| F7 128GB | PHP 13,990 | 6 months | |
| A7 (4GB) | PHP 13,990 | 6 months | |
| F9 * Sunrise Red * Twilight Blue * Starry Purple | PHP 15,990 | 6 or 9 months | |
| F9 * Jade Green | PHP 17,990 | 6 or 9 months | |
| F11 Pro | PHP 18,990 | 9 or 12 months | |
| Realme (until May 31, 2019) | Realme 3 (4GB) | PHP 9,990 | 6 months |
| Samsung (until May 31, 2019) | Galaxy A20 * starting April 27 | PHP 9,990 | 6 months |
| Samsung (until April 30, 2019) | Galaxy A30 | PHP 13,990 | 9 months |
| Galaxy A50 | PHP 17,990 | 9 months | |
| Vivo (until April 30, 2019) | Y91 (3GB+64GB) | PHP 9,999 | 6 months |
| Y95 | PHP 12,999 | 6 months | |
| V11i (4GB) | PHP 13,999 | 6 months | |
| V9 | PHP 14,999 | 6 months | |
| V11i (6GB) | PHP 14,999 | 6 months | |
| V15 | PHP 15,999 | 6 or 9 months | |
| V11 | PHP 19,999 | 6 or 9 months | |
| V15 Pro | PHP 21,999 | 9 months | |
| X21 | PHP 24,999 | 9 months |
Other than these special promotions, there are select retail stores that actually offer some or all of their available items for 0% installment all year round as they have their exclusive retailer campaigns with Home Credit. Do take note that these retailers may offer them at their installment prices and not with the brand’s SRP.
| Merchant | Products | 0% Terms Applicable |
|---|---|---|
| Automatic Centre | Smartphones Laptops Appliances | 6, 9, or 12 months |
| Silicon Valley | Laptops | 6, 9, or 12 months |
| MemoXpress Rulls Digitrade Aerophone FoneStyle | Smartphones | 6 months |
There we have it, folks. Let us know if we missed any in the comments section below.
DSLR camera , is it posible? What are the requiremnts?