#Digital Banks Interest Rates

Digital banks play a big role nowadays, particularly during this pandemic. With the digital banks present in the Philippines, people can take advantage of various perks such as online applications, cashless fund transfers, higher interest rates, and more. Previously, we have shared with you the list of digital banks in the Philippines that allow us to open an account without going to the branch for safety reasons during the pandemic. A few of the things we would definitely consider are the interest rates, minimum balance to earn interests, and transfer fees. [table id=1624 /] The digital banks included in the list are members of the Philippine Deposit Insurance Corporation (PDIC) and are regulated by the Bangko Sentral ng Pilipinas (BSP). Among the listed digital banks, DiskarTech has the highest interest rate of 3.25% p.a. Though some banks offer a higher interest rate of 4%, those are promotional rates that need to meet certain criteria to qualify. Digital banks that currently have promotional interest rates of 4% are the CIMB Bank and ING Philippines. Read more in our articles including "Digital Banks in the Philippines Interest Rates" and "10 Digital Banks in the Philippines Ranked Based on Interest Rates in 2026".