As for transaction limits, PESONet allows for unlimited amounts of fund transfer, which makes it best for company payrolls. While it may take longer for funds to reflect and a daily 3:00 PM cut-off must be met, sending large amounts is only possible through this EFT as InstaPay will often hold a limit of PHP 50,000 each day or each transaction. While you may be restricted to daily fund transfer limits (downwards of PHP 50,000), InstaPay is perfect for small and urgent transactions. BPI said customers can deposit up to PHP 15,000 per transaction and up to five times daily depending on store limits. Read more in our articles including "InstaPay vs PESONet: Which EFT service should you use?" and "LandBank removes daily transaction limits and waives fees for online transfers PHP 1,000 or less".
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May 8, 2026As for transaction limits, PESONet allows for unlimited amounts of fund transfer, which makes it best for company payrolls. While it may take longer for funds to reflect and a daily 3:00 PM cut-off must be met, sending large amounts is only possible through this EFT as InstaPay will often hold a limit of PHP 50,000 each day or each transaction.
While you may be restricted to daily fund transfer limits (downwards of PHP 50,000), InstaPay is perfect for small and urgent transactions. BPI said customers can deposit up to PHP 15,000 per transaction and up to five times daily depending on store limits.
Our coverage of EFT Transaction Limits includes: "InstaPay vs PESONet: Which EFT service should you use?"; "LandBank removes daily transaction limits and waives fees for online transfers PHP 1,000 or less"; "Need for Speed No Limits coming to Android and iOS". Each article provides unique insights and information.