#mini-payments

The Mini-Payments allow the credit card user to convert straight posted transactions into 3, 6, 9, or 12 monthly payments. The outstanding credit balance is then transferred into the Mini-Payments section of Maya then divided into equal monthly payments (either 3, 6, 9 or 12 months) including the applied interest. Note though that the entire amount transferred to mini-payments will be deducted from your regular monthly credit limit. Your credit limit will only return back to its original status once the entire “mini-payments” have been settled. That’s on top of the fact that the entire balance is now divided equally into smaller “mini-payments“. (Also take advantage of zero processing fees until September 30, 2026.) Just like some credit card providers, the “mini-payments” is a classic way to address the critical need to reduce large payments into more manageable amounts spread across multiple months and at a much lower (and fixed) interest rates. Read more in our articles including "MAYA Black Mini-Payments Explained" and "HP Mini 2140 now with Intel Atom too".