#Pag-Ibig website

Pag-IBIG members can open an MP2 Savings account safely and conveniently online. It is one of the services available via Virtual Pag-IBIG. The Modified Pag-IBIG II (Pag-IBIG MP2) Savings Program is identified as a special and voluntary savings facility with a 5-year maturity, designed for active Pag-IBIG Fund members who wish to save more and earn even higher dividends, in addition to their Pag-IBIG Regular Savings. The program is also open to former Pag-IBIG Fund members (pensioners and retirees) with other sources of monthly income, regardless of age, and with at least 24 monthly savings before retirement. According to Pag-IBIG, they set aside at least 70% of its annual net income and credits it proportionately to its members' Pag-IBIG Savings as dividends. Moreover, Pag-IBIG Fund invests at least 70% of its investible funds in housing finance, as its Charter requires. The Pag-IBIG MP2 Savings, being a voluntary program, earns a higher dividend rate than the mandatory Pag-IBIG Regular Savings. However, if you wish to save more than PHP 500,000, you would have to issue a personal or manager's check payable to Pag-IBIG Fund. Read more in our articles including "How to Apply for Pag-IBIG MP2 Savings Account Online" and "Best Budget Tablets for Back-to-School 2026 | Under P10,000".