#tap to pay PH

Visa aims to introduce its Visa Pay tap‑to‑pay service in the Philippines by year-end, allowing Filipino consumers to tap their NFC‑enabled phones for payments on any Visa‑accepting POS terminal. During a briefing, Visa Philippines head of products Ezer Escolar confirmed that Visa Pay will launch first in partnership with fintech player Maya, enabling seamless integration across digital wallets and merchants. Visa will also introduce Visa Accept, enabling micro‑sellers to receive payments directly via NFC‑enabled smartphones into their Visa debit cards. This push is part of Visa’s Visa Intelligent Commerce initiative, leveraging AI to enhance digital payments and e‑commerce in the Philippines. The BSP reports that PESONet and InstaPay transaction values from January to April reached ₱7.15 trillion—up from ₱5.22 trillion during the same period last year. Metrobank has announced a significant reduction in its InstaPay transfer fees, introducing a new flat rate of ₱8 per transaction beginning February 1, 2026. Previously, Metrobank charged ₱25 per InstaPay transfer, although the bank had waived fees for transactions worth ₱1,000 and below over the past year. With the new pricing structure, all InstaPay transfers—regardless of amount—will now carry the ₱8 service fee, simplifying costs for users. Read more in our articles including "Visa to Launch Tap‑to‑Pay Service in the Philippines This Year" and "Metrobank cuts InstaPay transfer fee to ₱8 flat starting February 1".