#Apple Pay

Apple Pay may enter the Philippine market at any time according to the Bangko Sentral ng Pilipinas (BSP). After BSP confirmed Apple Pay is not classified as an operator of payment system (OPS), they have stated that they may launch in the Philippines at any time. Tangonan said “So, Google Pay has launched. It’s up to them when they will launch.” The BSP made the same determination in mid-2025 for both Apple Pay and Google Pay. In November, Google Pay officially entered the Philippines through Google Wallet which allows users to link debit and credit cards. While earlier reports suggested Apple Pay could arrive by the third quarter, Tangonan said the BSP has not been informed of any launch timeline. Apple Pay is expected to arrive in the Philippines in 2026, while Google Pay has already launched in the country. Both Google Pay and Apple Pay have received approval from the Bangko Sentral ng Pilipinas (BSP) to operate as technology service providers. Read more in our articles including "BSP states Apple Pay free to launch in Philippines anytime" and "Apple Pay may launch to the Philippines next year".