Asia United Bank (AUB) will waive InstaPay and PESONet transfer fees for local fund transfers starting July 20, 2026. AUB previously charged Php8.00 for both InstaPay and PESONet transfers. AUB now joins this list, offering customers zero-fee interbank transfers across its platforms. Several banks and e-wallet providers in the Philippines currently offer free InstaPay and PESONet transfers either unlimited or within set quotas, making digital payments and fund transfers more affordable across different user segments. Here’s a breakdown of banking and e-wallet apps that offer free transfers, including the conditions attached to each. Users are encouraged to check each platform’s latest terms, as free transfer policies may change over time. UnionBank has removed transaction fees for person-to-person fund transfers made through InstaPay, with the new policy taking effect today, July 7, 2026. The bank announced the update through an official advisory, making InstaPay transfers free for its customers. Read more in our articles including "AUB to offer FREE InstaPay, PESONet bank transfers starting July 20" and "Here’s where you can get free InstaPay and PESONet transfers in the Philippines 2025".
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Jul 5, 2026Asia United Bank (AUB) will waive InstaPay and PESONet transfer fees for local fund transfers starting July 20, 2026. AUB previously charged Php8.00 for both InstaPay and PESONet transfers.
AUB now joins this list, offering customers zero-fee interbank transfers across its platforms. Several banks and e-wallet providers in the Philippines currently offer free InstaPay and PESONet transfers either unlimited or within set quotas, making digital payments and fund transfers more affordable across different user segments. Here’s a breakdown of banking and e-wallet apps that offer free transfers, including the conditions attached to each.
Our coverage of FREE transfers includes: "AUB to offer FREE InstaPay, PESONet bank transfers starting July 20"; "Here’s where you can get free InstaPay and PESONet transfers in the Philippines 2025"; "RCBC, Visa launch tap-to-pay at LRT-2 stations". Each article provides unique insights and information.