Starting today, commuters using the Metro Rail Transit Line 3 (MRT-3) can now pay by tapping at designated contactless turnstiles. For reference, the ‘Tap & Go’ payment method is applicable to Mastercard credit, debit, or prepaid cards. In fact, Mastercard was the first international payment network that introduced ‘Tap & Go’ in Metro Manila in 2024. Metrobank has announced a significant reduction in its InstaPay transfer fees, introducing a new flat rate of ₱8 per transaction beginning February 1, 2026. Previously, Metrobank charged ₱25 per InstaPay transfer, although the bank had waived fees for transactions worth ₱1,000 and below over the past year. With the new pricing structure, all InstaPay transfers—regardless of amount—will now carry the ₱8 service fee, simplifying costs for users. Several banks and e-wallet providers in the Philippines currently offer free InstaPay and PESONet transfers either unlimited or within set quotas, making digital payments and fund transfers more affordable across different user segments. Read more in our articles including "MRT-3 stations now accept Mastercard Tap & Go payments" and "Metrobank cuts InstaPay transfer fee to ₱8 flat starting February 1".
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Apr 15, 2026Starting today, commuters using the Metro Rail Transit Line 3 (MRT-3) can now pay by tapping at designated contactless turnstiles. For reference, the ‘Tap & Go’ payment method is applicable to Mastercard credit, debit, or prepaid cards.
In fact, Mastercard was the first international payment network that introduced ‘Tap & Go’ in Metro Manila in 2024. Metrobank has announced a significant reduction in its InstaPay transfer fees, introducing a new flat rate of ₱8 per transaction beginning February 1, 2026. Previously, Metrobank charged ₱25 per InstaPay transfer, although the bank had waived fees for transactions worth ₱1,000 and below over the past year.
Our coverage of MRT-3 tap to pay includes: "MRT-3 stations now accept Mastercard Tap & Go payments"; "Metrobank cuts InstaPay transfer fee to ₱8 flat starting February 1"; "Here’s where you can get free InstaPay and PESONet transfers in the Philippines 2025". Each article provides unique insights and information.