GoTyme reaches 8 million customers, targets profitability by 2027

نمت البنك الرقمي GoTyme قاعدة عملائها إلى 8 ملايين هذا العام، بزيادة عن 5 ملايين في عام 2024، بينما تواصل التركيز على التوسع بدلاً من الأرباح قصيرة الأجل.

قال الرئيس التنفيذي لشركة GoTyme نيت كلارك إن البنك يقوم حاليًا باستقطاب حوالي 300,000 عميل جديد كل شهر ويتوقع إضافة أكثر من 3 ملايين مستخدم في عام 2026، مما سيجعل قاعدة عملائه الإجمالية حوالي 11–12 مليون.

Clarke noted that GoTyme is “still in a growth phase” and is not yet optimizing for profitability, but the bank is now guiding for a 2027 break-even timeline. This is a slight shift from its earlier target of 2026, as spending on customer acquisition and expansion remains elevated.

The bank’s deposits have increased from around USD 25 million to USD 40 million this year, while its loan portfolio has doubled from USD 3 million to USD 6 million. GoTyme said it is focused on rolling out new digital financial services aimed at widening financial inclusion in the Philippines.

Earlier this month, GoTyme announced a regional partnership with Visa covering the Philippines, South Africa, and future Southeast Asian markets. Under the deal, Visa will support GoTyme’s expansion through enhanced card-issuance programs, co-marketing, digital infrastructure upgrades, and data-driven financial services.