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MariBank interest rate down to 3.75% p.a.

Cristina Joy Valerio Senior Writer January 13, 2026 · 1 min read

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MariBank Philippines, formerly known as SeaBank, announced an update to its savings account interest rates. It will take effect on January 15, 2026.

Under MariBank’s new structure, balances of up to PHP 1,000,000 will earn 3.25% interest per year. Meanwhile, amounts above PHP 1,000,000 will earn 3.75% per year. Withholding tax will still apply.

The digital bank stated that customers will continue to receive daily interest earnings and 15 free transfers per week.

Users can also get up to PHP 3,000 in monthly cashback for payments made through its debit card, Scan & Pay, and bills payment services.

Discounts of up to 5% on mobile load purchases will still be available.

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Cristina Joy Valerio

Senior Writer

Cristina Joy D. Valerio, more commonly known as CJ to most, is a Multimedia Producer at Yugatech. She has an interest in the evolving world that is technology. Apart from that, she organizes D&D sessions, plays video games, and watches anime to kill time. CJ's alma mater is iACADEMY and graduated with a Bachelor of Science in Information Technology specializing in Web Development.

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