#cimb bank instapay fee

CIMB Bank Philippines will begin offering free fund transfers via InstaPay starting August 14, 2025. According to the official advisory, CIMB customers will be entitled to two free InstaPay transactions per month. BPI, for instance, has already implemented a permanent PHP 10 InstaPay transfer fee. Below is an excerpt from the official advisory made by CIMB Bank. Metrobank has announced a significant reduction in its InstaPay transfer fees, introducing a new flat rate of ₱8 per transaction beginning February 1, 2026. Previously, Metrobank charged ₱25 per InstaPay transfer, although the bank had waived fees for transactions worth ₱1,000 and below over the past year. With the new pricing structure, all InstaPay transfers—regardless of amount—will now carry the ₱8 service fee, simplifying costs for users. The updated fee applies exclusively to transactions made through the new Metrobank App, prompting the bank to advise customers to update their app to the latest version to ensure the revised charges are reflected properly. Read more in our articles including "CIMB Bank to offer free InstaPay transfers starting August 14" and "Metrobank cuts InstaPay transfer fee to ₱8 flat starting February 1".