#GoTyme Bank interest rate

Following its update on bank transfer fees, GoTyme Bank reportedly makes yet another change to its savings interest rate. Starting March 1, 2025, its Go Save’s interest rate will drop to 3.5% per annum from its current 4% p.a. Furthermore, the digital bank also reduces its USD Time Deposit rates to 2% and 3% p.a. The current interest rate for both terms is at 5% p.a. During the same time last year, GoTyme Bank updated its savings interest rate, originally set at 5% down to 4% p.a. From offering three free bank transfers per week, GoTyme Bank has set an Php8.00 transfer fee for every other fund transfer (or in other words, Php4.00 for every transfer). Well you're in luck, as opening a savings accounts is not only much more convenient, these digital banks also provide a much higher interest as compared to your traditional banks. As of January 24, 2026, we've gathered the top 10 digital banks that provide the highest interest rate for your savings account. Read more in our articles including "GoTyme Bank savings interest down to 3.5%, effective March 1st" and "10 Digital Banks in the Philippines Ranked Based on Interest Rates in 2026".