#gotyme interest rate

New digital bank GoTyme Bank and Philippine interbank ATM and online banking network BancNet, and Visa, have announced that they have formed a strategic partnership to address the need for convenient and accessible banking and digital payment solutions in the Philippines. Initially, consumers who download the GoTyme app will be able to generate a Visa-powered virtual card for free that they can use to make digital payments and other related transactions. “With this partnership, GoTyme will have access to the cutting-edge switch infrastructure that BancNet operates and which enables secure and reliable money transfers to other banks and e-wallets in real-time, at any time. As of January 24, 2026, we've gathered the top 10 digital banks that provide the highest interest rate for your savings account. Do note however, that these banks do offer promos which go slightly higher than their average interest rates, so always make sure to keep an eye out for those. BPI BanKo Annual Interest Rate: 5% BPI BanKo's annual interest rate currently goes as high as 5%, without any promos. RCBC DiskarTech Savings Annual Interest Rate: (4.88%) Coming in number 2, we have RCBC providing their customers with 4.88% annually. Ownbank  Annual Interest Rate: (3.8%) Third on this spot is Ownbank, formerly a rural bank turned digital bank, it offers its users a generous 3.8% interest annually. Read more in our articles including "GoTyme Bank, BancNet, Visa partner to boost digital payment solutions in PH" and "10 Digital Banks in the Philippines Ranked Based on Interest Rates in 2026".