#Linked Bank Accounts

Maya will soon have a small fee for cashing in using linked bank accounts on their app. There will now be a cash in fee via linked bank accounts on the Maya app. Currently, there is no charge for cash ins through linked bank accounts at the moment. GoTyme Bank permanently discontinued its popular “cash‑in via linked bank account” feature, ending a convenience tool that allowed users to deposit directly from BPI, UnionBank, Chinabank, and RCBC accounts inside the app. The change follows a series of advisories circulated in mid‑January, where GoTyme and community channels warned that deposits via bank accounts would soon be disabled. Funding from BPI was scheduled to stop on January 21, with deposits from other linked banks ending January 31, effectively phasing out the feature ahead of the February cutoff. For GoTyme customers, the loss of in‑app linked deposits means an extra step when moving funds, as transfers must now be initiated from the sending bank’s app instead of within GoTyme itself. The impact on costs will depend on each user’s primary bank and how many free InstaPay or PESONet transactions that bank offers, but some may see higher or more frequent fees versus the previous limited free linked deposits. Read more in our articles including "Maya to update cash in fee for linked bank accounts" and "GoTyme Bank Ends Linked Bank Cash‑Ins Under New BSP Rules".