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To apply, all you need to do is present 2 valid IDs to any partner store or start an application via the My Home Credit app. Thankfully, existing Home Credit customers with good financial records can be eligible to apply for a cash loan and get approved for as much as PHP 150,000.  Upon receiving a cash loan offer, you can choose whether to apply via the My Home Credit App, our telesales operator, or any Home Credit partner store. Just present your 2 valid IDs and wait for your loan decision as fast as 1 minute.  For customers who want daily expenses to be rewarding Whether it’s for groceries, household needs, and other necessities, your Home Credit Card diskarte partner has got you covered. Apply for a new gadget or appliance loan to get the Home Credit Card offer with only a 2% monthly interest rate. Among these is Home Credit Pay, where Home Credit Card users can purchase via QR code, settle their bill payments, and pay for their Home Credit loans online anytime, anywhere.  Endless shopping deals and rewarding discounts can also be discovered in the My Home Credit App. With Smile Rewards, anyone with the app—even those with no prior or current loan with Home Credit—can enjoy up to 50% discounts at over 15,000 partner merchants. Read more in our articles including "Home Credit: The approachable one-stop shop for your financial needs" and "See more, do more with the BenQ’s new monitors".

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Frequently Asked Questions

What is loan application?

To apply, all you need to do is present 2 valid IDs to any partner store or start an application via the My Home Credit app. Thankfully, existing Home Credit customers with good financial records can be eligible to apply for a cash loan and get approved for as much as PHP 150,000.  Upon receiving a cash loan offer, you can choose whether to apply via the My Home Credit App, our telesales operator, or any Home Credit partner store.

What have you covered about loan application?

Just present your 2 valid IDs and wait for your loan decision as fast as 1 minute.  For customers who want daily expenses to be rewarding Whether it’s for groceries, household needs, and other necessities, your Home Credit Card diskarte partner has got you covered. Apply for a new gadget or appliance loan to get the Home Credit Card offer with only a 2% monthly interest rate. Among these is Home Credit Pay, where Home Credit Card users can purchase via QR code, settle their bill payments, and pay for their Home Credit loans online anytime, anywhere.  Endless shopping deals and rewarding discounts can also be discovered in the My Home Credit App.

Where can I find articles about loan application?

Our coverage of loan application includes: "Home Credit: The approachable one-stop shop for your financial needs"; "See more, do more with the BenQ’s new monitors"; "Globe Prepaid Subs Can Now Call, Text, Surf and Enroll to Promos Even w/o Load". Each article provides unique insights and information.