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Home Credit: The approachable one-stop shop for your financial needs




In these trying times, people need someone they can rely on and easily approach for their new financial needs. With the goal of providing fast, convenient and affordable financing to Filipinos, Home Credit— the country’s leading consumer finance company with a nationwide store presence and rapidly growing mobile presence—has easily made its mark to Filipinos as a “madaling lapitan” or easy to approach one-stop-shop for all financial needs—regardless of the type of customer.

For the online learners and work from home warriors

Need to upgrade your gadgets without breaking the bank? Home Credit provides more affordable monthly payment options for remote workers and students through its 0% interest installment plans. This is offered for a wide range of gadgets essential for studying or working effectively from home as well as for appliances and other commodities. To apply, all you need to do is present 2 valid IDs to any partner store or start an application via the My Home Credit app.

For those who need financial support for big necessities and emergencies

Managing finances during uncertain times can be very challenging. On top of the daily expenses, there are also tuition fees, house renovations, and funds for emergency expenses that usually take months or years to prepare for. Thankfully, existing Home Credit customers with good financial records can be eligible to apply for a cash loan and get approved for as much as PHP 150,000. 

Upon receiving a cash loan offer, you can choose whether to apply via the My Home Credit App, our telesales operator, or any Home Credit partner store. Just present your 2 valid IDs and wait for your loan decision as fast as 1 minute. 

For customers who want daily expenses to be rewarding

Whether it’s for groceries, household needs, and other necessities, your Home Credit Card diskarte partner has got you covered. Apply for a new gadget or appliance loan to get the Home Credit Card offer with only a 2% monthly interest rate. Also, earn a 1% rebate for every purchase using the credit card and get a 5% discount with no convenience fee when buying load and paying bills. It is QR-enabled too—meaning you don’t need to bring your cards or wallets when making purchases at select stores! 


For those who are navigating the new normal

With the My Home Credit App, customers can now access financial products and services at their fingertips. Among these is Home Credit Pay, where Home Credit Card users can purchase via QR code, settle their bill payments, and pay for their Home Credit loans online anytime, anywhere. 

Endless shopping deals and rewarding discounts can also be discovered in the My Home Credit App. With Smile Rewards, anyone with the app—even those with no prior or current loan with Home Credit—can enjoy up to 50% discounts at over 15,000 partner merchants. There is also Home Credit Marketplace, where you can conveniently shop for big-ticket items at participating partner stores nationwide—all while staying in the safety and comfort of your homes. 

“More than just providing loans, we also want to be a meaningful partner to customers by being there for them in every step of their journey,” says Home Credit Philippines’ Chief Marketing Officer Sheila Paul. 

With Home Credit as a reliable and approachable financial partner, Filipinos can welcome the new year with less worries. 

Stay updated on the exciting activities Home Credit has in store this 2021 by following the Home Credit Philippines official Facebook, Instagram, and Twitter pages.

For more information about Home Credit’s products and services, visit https://homecredit.ph/.



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4 Responses

  1. Roy G. Piza says:

    can I avail cash loan?

  2. JONALYN S. BARANA says:

    why is it that I can’t be approved for a gadget loan when I already finished paying for my previous gadget loan?

  3. Junhil Llera says:

    How can i avail cash loan? Thank you!

  4. Manuel O Jaime Jr says:

    I want to avail a 100000 cash loan

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