#SeaBank interest rate

SeaBank has yet again adjusted its savings interest rates of up to 4% per annum. Despite SeaBank’s adjustment, customers can still enjoy 15 free fund transfers and three cash-ins per week—along with daily interest accrual to maximize savings. As of January 24, 2026, we've gathered the top 10 digital banks that provide the highest interest rate for your savings account. Do note however, that these banks do offer promos which go slightly higher than their average interest rates, so always make sure to keep an eye out for those. BPI BanKo Annual Interest Rate: 5% BPI BanKo's annual interest rate currently goes as high as 5%, without any promos. RCBC DiskarTech Savings Annual Interest Rate: (4.88%) Coming in number 2, we have RCBC providing their customers with 4.88% annually. Ownbank  Annual Interest Rate: (3.8%) Third on this spot is Ownbank, formerly a rural bank turned digital bank, it offers its users a generous 3.8% interest annually.   Maya Annual Interest Rate: (3.5% to 15%*) When we were first doing our research for this list, we were all intrigued with Maya's rate of 15%, so we decided to dig a little deeper. Read more in our articles including "SeaBank’s savings interest down to 4%" and "10 Digital Banks in the Philippines Ranked Based on Interest Rates in 2026".