Ikobo Visa Debit Card

Abe Olandres Editor-in-chief February 4, 2008 · 2 min read

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For over two years now, Ikobo has been a regular advertiser in this blog. Though I’ve never used them as a remittance service, I’ve heard from fellow bloggers that they offer one of the more convenient ways to process transactions — via an int’l ATM debit card.

Here are some of the things you’ll need to know about Ikobo Money Transfer service:

The Visa Debit card is for electronic use only. It may be used on any merchant that accepts Visa.
You get the Ikobo Visa prepaid card the first time you receive money. Subsequent remittances goes thru there. You can withdraw money form any ATM machine that has the Cirrus logo.
Your 4-digit PIN will be sent to you separately, in an email. You will then need to call their toll-free number to activate your card before you can withdraw money from your ATM.
You can check your balance and transaction history online at www.ikobo.com.
Transaction charges are as follows — ATM Balance Inquiry: Free; POS Purchase: Free; Monthly Maintenance Fee: $0.99; ATM Withdrawal: $1.99 and Declined ATM Withdrawal: $0.99

The only other service I know that used a debit card tied up to your account is Paypal. And though Ikobo’s ATM prepaid card has some attached charges, it sure is very convenient to be able to gain access to your account anywhere there’s a Visa/Cirrus ATM around.

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Abe Olandres

Editor-in-chief

Abe is the founder and Editor-in-Chief of YugaTech with over 20 years of experience in the technology industry. He is one of the pioneers of blogging in the country and is considered by many as the Father of Tech Blogging in the Philippines.

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34 Comments

Mickey · 16 years ago

How to get an Ikobo Visa Card?
Please HELP.
Thanks

EZINE.PK · 16 years ago

Thanks for the useful info!

shrimani · 17 years ago

What is the withdrawal procedure for this ikobo card at Indian ATMs.. Somebody say it is using “Credit” option Some says “Current” option to withdraw..

What is prefect?

MAMOO · 18 years ago

do not use iKobo they are very unreliable i just used it last 9/24/08 sending money from USA to NOrway. my recipient didnt receive the card, it is good i only put 50$ since that was the first time i use it and i want to see how it works.

they never even let me know it was not delivered and i paid around 27$ for express delivery through FEDEX, it was good i called iKobo and asked then i would never know about it, they told me it was sent back to US the card, so i was told it will be sent to me so i can send the card to the recipient.

i didnt received any card so i called again 10/18/08 i was told another story , the card was still undelivered. i was so upset, the recipient thought i was lying about the card and the money.

IKOBO CANT BE TRUSTED ITS SERVICE IS UNRELIABLE, THEY WILL NEVER LET YOU KNOW WHAT HAS HAPPENED TO YOUR MONEY AND YOUR CARD, I HAD USED MONEYGRAM AND I LOVE IT , USED XOOM ALSO THE SERVICE IS GOOD AND SO IS WESTERN UNION BUT IKOBO THEY ARE NOT GOOD WHATEVER THEY TELL YOU IS NOT TRUE. TRUST ME I HAD THE WORST EXPERIENCE OF MY LIFETIME, THEIR CUSTOMER SERVICE IS NOT REPENTANT AND SORRY AND IT IS ONE OF THE WORST CUSTOMER SERIVE EVER. I HAD BEEN USING MONEYGRAM , XOOM AND WESTERN UNION FOR YEARS . MY FAULT I TRIED IKOBO BUT I WILL NEVER NEVER USE IT AGAIN.

DO NOT EVER USE IKOBO SERVICE IF YOU DONT WANT TO BE DISAPPOINTED .SERVICE IS NOT GOOD AT ALL..I WILL RATE IT A -10 (MINUS 10)

Abe Olandres Editor-in-chief · 18 years ago

@jaypee, unfortunately, that Paypal Credit/Debit Card is not yet available for the Philippines.

Jaypee · 18 years ago

I just recently got my PayPal Debit Card and it works exactly like this. Although ATM withdrawal fee is only $1 and there is no annual or monthly fees.

If only the PayPal Debit Card is available in the Philippines, it would make accessing and withdrawing funds much faster and easier.