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GCash offers insurance starting PHP 39/mo




GCash, Globe’s fintech arm, has launched a new insurance program users can start with just PHP 39 a month.

Offered to fully verified GCash users within the age of 18-65, the insurance program allows users to save on healthcare-related bills without the hassle of filling out the paperwork.


To get insured, text the SMS code t o2158-9628 (for Globe users) or 22565-9628 (for non-Globe users). You may check out the SMS codes, plans, and coverage details below:

SMS CodeProduct TierTerm CoverageMonthly PremiumTerm Life CoveragePersonal Accident CoverageHospital Cash Coverage
INSUREME39BronzeAnnualP39P 25,000P 25,000Up to Php750, max 3 days confinement
INSUREME78SilverAnnualP78P 50,000P 50,000Up to Php 1,500, max 6 days confinement
INSUREME220GoldAnnualP220P 100,000P 100,000Up to Php 5,000, max 20 days confinement
INSUREME440PlatinumAnnualP440P 200,000P 200,000Up to Php 10,000, max 40 days confinement

Your applications will be processed within the next 1 to 2 business days. Approved users will be sent a confirmation text. Once approved, the insurance fee will be automatically deducted from your GCash balance.

GCash Insurance covers personal accidents, term life, and daily hospital incomes. Claiming the insurance is done through email. Request your insurance benefit by emailing [email protected] To ease the process, you may also send any supporting documents. GCash should reply to your email claims within the next few days.

GCash has noted that the hospitalization cash benefit covers PHP 250 per day of confinement. To claim this, the user must have spent a minimum of 3 days in the hospital as an inpatient.

You may check out GCash Insure’s official website here to learn more.



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