Home Credit offers zero down, 0% interest holiday promos nationwide

Home Credit Philippines is easing the pressure of last-minute holiday shopping by rolling out its Great Double Zero Festival, which offers select home appliances, TVs, air conditioners, and smartphones at zero down payment and 0% interest, with installment plans starting as low as ₱19 a day. The promo runs until December 31, 2025, and is available at more than 18,000 Home Credit partner stores nationwide

Under the promotion, Home Credit highlights practical gift options designed to make daily life easier for Filipino families. These include smart TVs, refrigerators, and air conditioners that can be paid in manageable monthly installments, allowing shoppers to stretch their budgets without sacrificing meaningful purchases

Among the featured deals are Full HD and 4K smart TVs for enhanced family movie nights, inverter refrigerators aimed at helping households manage holiday food preparation, and split-type and window-type air conditioners to keep homes comfortable during the festive season. Monthly installments for these appliances start at around ₱569 to ₱949, depending on the product and term

Home Credit is also positioning premium smartphones as standout holiday upgrades. Selected iPhone models, including the iPhone Air and the iPhone 17 series, are available through installment plans extending up to 24 months, with daily payments starting at around ₱61. The company said this allows customers to give high-value gifts without large upfront costs

Applications for financing are designed to be quick and accessible, requiring only one valid ID and offering approval in as fast as one minute, subject to eligibility. Customers may apply directly in partner stores or seek pre-approval through the Home Credit App, available on major app platforms

Home Credit said the Great Double Zero Festival is part of its broader effort to make essential products more accessible to Filipinos, especially during peak spending seasons like the holidays.