Home Credit now issues credit cards

Home Credit Philippines has announced that it will now start issuing credit cards.

This is to give their customers more options and convenience. Recently, the consumer finance provider has been officially granted by the Bangko Sentral ng Pilipinas (BSP) a certificate of authority to issue credit cards. The company touts to be the first non-bank financial institution to have a credit card certification by the BSP.

Applying for the said credit card is similar to the application process of the company’s consumer loans. The Home Credit credit card features a loyalty program that entitles the holder to earn cash back for transactions and get freebies and discounts from partner merchants. On top of that, the card also offers 0% interest installment and can also convert straight transactions to installment plans at low-interest rates. For security, features such as EMV Chip, PIN notifications, 3D Secure, and SMS notifications are included.

Home Credit has started rolling out their credit card to its customer base and is expected to have more clients this year.

93 Comments

Creditcardngbayan says:

6 years ago

Ambilis ng growth ng home credit. Baka next year may insurance, kotse, pabahay at business loan na din sila.

Magiging pambansang utangan na sila ng pilipinas yoohoo!
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Cristina says:

6 years ago

Want to apply a credit card
J says:

6 years ago

Meron na silang insurance… Well, sort of. Their installment items come with an insurance – in case the client dies and can’t pay anymore.

m says:

6 years ago

Home Credit puts a big interest on items =)

there was this 5000 phone, and i asked how much if i do installment on it via Home Credit… it ended up with a total payment of 7000 =P (i did not bought the phone, i just wanted to know how much interest home credit puts on item/s)

Since installment would be 0%, i guess their old “installment scheme” would be applied on “straight to installment” =)
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jj says:

6 years ago

kuya wag na kayo magenglish.. wala naman masama sa pagtatagalog…
Jai says:

6 years ago

Wala interest amg phone ko. Interest only come if you were not able to pay the payment on the due date.

Ren says:

6 years ago

First non bank financial institution – no visa / mastercard logo. Meaning, hindi sya pwede internationally?
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J says:

6 years ago

Hi Ren! Magagamit international ang Home credit card. Home Credit was a multinational financing company.
Alex Goza says:

6 years ago

May visa logo naman eh. tsssss

J says:

6 years ago

Hi yung 0% interest namin ay sa piling items lang mostly siya 9k pataas na gadgets. Sa mga appliances more on last payment waving promo and pwede naman kayo magtanong sa store kung anung promo ang nakaavail sa item na gusto niyo. Yung tinutukoy mo na 5k phone ay kabilang sa standard loan. Thank you!
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Lhey says:

6 years ago

Akala q po ba kahit saan basta may logo ng visa magagamit sya? Bakit Sabi ng ISA dito d nya magamit sa sm at abenson?
Jasmine says:

6 years ago

hi pwede ba sya gamitin pang bayad ng bills like meralco and other utilities?

Jester says:

6 years ago

Npaka angas tlg ni home credit. D best
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HC customer says:

6 years ago

4x na ako kumuha ng gadget at appliances sa Home Credit and all with 0% interest from Abenson and Automatic. Kaya di ako naniniwala sa sinasabi nung nasa taas. Baka hindi marunong magtanong.
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Carlo says:

6 years ago

Hello po may tanong lang po ako sa credit card meron po kc nkalagay doon sa charges na 5000 sa lawyer e deduct ba yon sa amount sa card? tnx

Aeris says:

6 years ago

Kumuha din po kami last September ng Huawei phone worth 15k, nagdown ng 5k and ung 10k na balance naging 2133/month for 6months. Nasa 2700 ung interest. May mga items cguro na available for 0% interest at meron ding hindi.
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J says:

6 years ago

Nakasulat sa website: “Disclaimer: 0% is only available on selected stores only.”

rodolfo duca says:

6 years ago

maganda sana ito kaso ang laki ng tubo pag nag cash loan ka ..dapt bwasan din ang tubo nila para mas maganda at pra mas marami ang kukuha dito..ng cash loan
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Jfox says:

6 years ago

I am very disappointed with Home Credit. I called the hotline to activate my Early Full Payment and was advised to make a payment before the due date so nagbayad naman ako before the due date. So ano ginawa nila? Ginawa nila as regular payment. I called multiple times about my concerns and until now di pa sya naresolved. Lagi sabi may tatawag daw from RIGHT DEPT within 24 hrs. Tangina! 1 week na wala pang tawag. Ang daming rason wala namang solution! I won’t apply to their loan anymore! Puta! On time ako nagbabayad eto pa ginawa nila sa akin! Please wag na kayo magbalak mag HOME CREDIT!!!!!
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Dolly says:

6 years ago

Tanung: yun home credit card po ba . Items lang pwede kunin. Wala ba kasama cash sa limit na 25000. At yun payments nun.kagaya din ba ng monthly binabayaran .or 1time payment pag naubos mo yun 25000 limit. Thanks .approved kc ako ng home credit card . ..
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