#GCash Bank Transfer Fee

GCash has recently postponed the implementation of its bank transfer fees. As spotted on the GCash mobile app, it will start to charge the PHP15 additional bank transfer fee on November 1, 2020. The fee is applicable to all transactions transferring funds from GCash to other banks. The notification appears on the GCash app on the Bank Transfer tab under the Send Money tab. Previously, GCash issued a statement on bank transfer fees which charges select commercial banks that uses InstaPay network for transferring funds from GCash starting October 1, 2020. Those with linked BPI or UnionBank accounts to the GCash app are exempted from bank transfer transaction fees. Metrobank has announced a significant reduction in its InstaPay transfer fees, introducing a new flat rate of ₱8 per transaction beginning February 1, 2026. Previously, Metrobank charged ₱25 per InstaPay transfer, although the bank had waived fees for transactions worth ₱1,000 and below over the past year. Read more in our articles including "GCash postpones implementation of bank transfer fees to November 1" and "Metrobank cuts InstaPay transfer fee to ₱8 flat starting February 1".