Half a decade ago, having able to transact with your bank online is just a new idea. Today, it looks like banks are heavily promoting their online banking portals. But do people really use it?
If Alexa is any indicator, BPIExpressOnline is a popular destination with a rank of 19,817 and peaking at 20,000 uniques a day per Google Trends. Our poll this week asks if people really use the online services of their banks. Here are some of the options:
- Yes, I regularly use online banking services of my bank.
- No, I have savings account but don’t do online banking.
- I want to but don’t know how.
- I don’t have a bank account so i don’t need one.
I have something 7 accounts on 5 different banks and only use online banking in half of them to pay utility bills, credit cards and receive Paypal fund transfers. I liked BPI and BDO while Metrobank’s site is still IE-only even after a revamp.
Please proceed to the poll section on the right and submit your answers (or lave a comment and let us know which banking service you liked the most).
Yes, I regularly use online banking services of my bank. Everyone with an account and internet access should do too.
OT: would you know if globe has officially implemented caps on p2p?
- Yes, I regularly use online banking services of my bank.
I use 2 online banking, BDO and Union Bank. I appreciate more of BDO’s but the downside is it lacks reporting information’s on my transactions.
Union Bank however is good with it’s reports but the password expires every 60 days, and i have to call my branch to update my password.
online banking is good to pay bills and convenient to view your moolah status, if someone deposits payment or you already got salary. Before it was Jurassic to go to an ATM machine to check it.
I use online banking regularly especially when paying by card bills and doing fund transfers from a city branch to a provincial branch. I like bpiexpressonline but the enrollment of bill payments at the bank defeats the purpose of online banking. Metrobankdirect is better in this case since they have already pre-enrolled many merchants for your bill payments.
i’d love to do online banking but i only have 20k in my bdo accnt… will it be possible to enroll in to online banking?
OT: same question with Jayson above. Has Globe already put a cap on P2P? And oh boy has my net connection this 2 weeks been so slow and “paputol putol”
I do online banking for my HSBC account – to pay my bills and transfer funds. Very convenient!
Yep, I do.. on all my accounts, and CC’s as well. It’s less hassle, no falling in-line.. day or night.
Twitter: intersectRaven
says:
FYI, Metrobank Online supports non-IE browsers. I use Chromium on it everytime I need to pay my bills and check my account balance.
yup, i pay bills through my bank’s website. i think most web-savvy users do online banking
I use Unionbank’s EON services to transfer PayPal funds and that’s pretty much it.
No credit cards or online payment of bills for me.
OT: Sensya na sa abala pero I hope you can feature in your blog the issue with the 20% P2P download speed that is currently implemented by Globe.
i’m going to sign-up to an account next week. which bank gives the best method to transfer payment from paypal? thanks.
currently using Eastwest bank online facility
As an OFW, online banking is very helpful. I dont need to go to my bank here to send remittance to Philippines. Everything is through online. It saves time and very convenient. I can also pay my bills back home even im overseas!! excellent banking innovation!
[...] Excerpt from: Poll: Do you do online banking? | YugaTech | Philippines … [...]
Twitter: PinoyMTBiker
says:
Yep, been using both Paypal and Bancnet to pay for dues. So far haven’t encounter any error/glitch.
Yes, I use it to pay my bills. I like BPI and UCPB the most.
Twitter: mponteres
says:
Yes, I regularly use online banking services of my bank.
For SOA, and Bill Payments
Twitter: jpcaparas
says:
While scanning through forums today, I’ve rounded that BPI has garnered by far, the most positive remarks.
I’ve been hearing a lot of good news about BPI like the uncompromising salary and great benefits they shower their employees with. So it’s no wonder the IT department keeps the site in tip-top shape.
For skeptics and those who don’t know which banks to choose from, you might as well type in “[Bank Name] sucks” in the Google Search Form to get a more realistic view on how users rate their banks. It may save you the future hassle of fund transfer delays or glitches.
Twitter: kzapkzap
says:
i use HSBC, Unionbank, BDO, BPI
HSBC is really good
BDO is so so
Unionbank is ok but annoying at times.
I think BPI has the best since it can let you do so much for corporate accounts like pay SSS, BIR, Philhealth, bills, forex, salaries etc etc etc. and you can transfer to it from Xoom almost instantly. BDO on the other hand is limited in internet services.
Oh citibank is ok for CC and paying bills but thats all.
I’d rate BPI and HSBC as top
Twitter: zoihernandez
says:
I use Bancnetonline to pay phone and utility bills. So far so good. I also wish that they would include loan payments (Chinatrust, to be more specific) on the transaction types.
Twitter: techathand
says:
I use Metrobank and citibank for my online transaction
Oh. so BPI would be the best choice. I have an ATM Account with them. So maybe I should activate it for online banking. thanks.
I live in the US, so this may be irrelevant … but I do all my finances online … American Express, Wells Fargo, Student Loans, CitiBank, etc. Mint is a great tool.
Twitter: AkoSiMB
says:
BPI is the best,i used it regularly in paying bills and fund transfer.