Own your dream gadget via SM Malls Online x Polka.PH installment plans

Over 90% of Filipinos still don’t own a credit card so making big-ticket purchases can be a huge burden to the budget. But, what if there’s a way to get your desired gadgets without paying the full amount?

Worry no more. If you want to own your dream gadget without breaking the bank? SM Malls Online has got you covered. NO credit card required!

They now offer flexible installment plans for purchasing your favorite gadgets, including Apple products, popular smartphone brands, and gaming consoles. And the best part? You don’t need a credit card to take advantage of these deals! 

So, drop your worries about any credit card charges and get your dream iPhone or any other gadgets you like with ease.

Head over to the Polka.PH store page on SM Malls Online to browse through a variety of options with installment plans up to 6 months to pay and special 2-months-0%-interest offers on selected items.

Get your dream gadget with a few easy steps

Here’s how you can avail of SM Malls Online’s flexible installment plans:

1. Download the SM Malls Online app and create an account.
2. Choose your desired item from the Polka PH store page that’s eligible for installment.
3. Select your preferred installment plan and checkout using the CASH payment option.
4. Within 24 hours, you will receive an email from Polka PH with a link to upload the required documents to proceed with your application.

Once your order is approved, you can choose to pick up your item at the Polka store at SM North EDSA or have it conveniently delivered to your doorstep.

Those requirements are just a few documents, including:

i. Any One (1) Valid Government ID

ii. Employee ID or Certificate of Employment (COE) or Latest Business Permit for Business Owners or Equivalent Proof of Work

iii. Latest 1-Month Payslips or Latest 3-Months Bank Statement or Transaction History as Proof of Income

No need to worry as the application link from Polka.PH does not expire, so you can take all the time you need preparing the required documents.

Just a heads up, your chosen installment plan will start once your order has been fulfilled. Also, please note that if you choose the credit card payment option at checkout, your order will be invalid.

Plans cover your favorite brands

With their flexible installment plans, you can easily purchase the latest gadgets from top brands like Apple, Samsung, Xiaomi, Oppo, Vivo, and Tecno. Whether it’s the latest Samsung Galaxy Z Fold5 or the Z Flip 5, they’ve got it covered. Or perhaps wait this September for the new iPhone 15 that’s coming up?!

Need a laptop for work or school? They’ve got you covered with MacBook Air and MacBook Pro. Want a new smartphone? Take your pick from iPhones and other Android phones.

Latest gaming consoles are also up for grabs

And if gaming is your thing, they have the latest gaming consoles including the PlayStation 5, Valve’s Steam Deck, Nintendo Switch OLED, and Xbox Series S available for purchase through these installment plans.

Now, you can enjoy playing the latest games like Diablo IV, NBA 2k24, Assassin’s Creed Mirage and Avatar: Frontiers of Pandora at the comforts of your home.  

Don’t wait any longer to own your dream gadget! Take advantage of SM Malls Online x Polka.PH installment plans today!