Digital Bank

Digital bank GoTyme has grown its customer base to 8 million this year, up from 5 million in 2024, as it continues to prioritize scale over short-term profits. GoTyme CEO Nate Clarke said the bank is currently onboarding around 300,000 new customers per month and expects to add more than 3 million users in 2026, which would bring its total customer base to around 11–12 million. Clarke noted that GoTyme is “still in a growth phase” and is not yet optimizing for profitability, but the bank is now guiding for a 2027 break-even timeline. The bank’s deposits have increased from around USD 25 million to USD 40 million this year, while its loan portfolio has doubled from USD 3 million to USD 6 million. GoTyme said it is focused on rolling out new digital financial services aimed at widening financial inclusion in the Philippines. Under the deal, Visa will support GoTyme’s expansion through enhanced card-issuance programs, co-marketing, digital infrastructure upgrades, and data-driven financial services. Maya is shaking up the investment landscape with the launch of Maya Stocks, the country's first-ever retail stock trading platform integrated within a digital banking app. Frequent transactions also build users' digital footprint, unlocking access to loans. Read more in our articles including "GoTyme reaches 8 million customers, targets profitability by 2027" and "Maya launches Maya Stocks: A hassle-free PSA stocks trading feature in-app".