Home Credit has launched their Trade to Upgrade program where you can swap your current phone as your down payment for a new gadget. To avail the Trade to Upgrade, a customer simply has to visit a Home Credit store offering the program, present two (2) IDs, and wait for 10 minutes for the result of their application. If approved, Home Credit’s friendly sales associates will evaluate the value of the mobile phone and use it as a downpayment for the new model. Home Credit Philippines is easing the pressure of last-minute holiday shopping by rolling out its Great Double Zero Festival, which offers select home appliances, TVs, air conditioners, and smartphones at zero down payment and 0% interest, with installment plans starting as low as ₱19 a day. The promo runs until December 31, 2025, and is available at more than 18,000 Home Credit partner stores nationwide Under the promotion, Home Credit highlights practical gift options designed to make daily life easier for Filipino families. Monthly installments for these appliances start at around ₱569 to ₱949, depending on the product and term [gallery columns="2" link="file" size="medium" ids="414145,414146,414147,414148"] Home Credit is also positioning premium smartphones as standout holiday upgrades. Customers may apply directly in partner stores or seek pre-approval through the Home Credit App, available on major app platforms Home Credit said the Great Double Zero Festival is part of its broader effort to make essential products more accessible to Filipinos, especially during peak spending seasons like the holidays. Read more in our articles including "Home Credit launches Trade to Upgrade Program" and "Home Credit offers zero down, 0% interest holiday promos nationwide".