A number of people have emailed me asking about their problems with their Google AdSense Checks. So here’s the question — What to do with your Google AdSense Check if you don’t have a US Dollar Bank Account?
I know this has been answered and discussed many times before but I’ll just put this out clearly for those who don’t know about it yet.
You already have your first Google AdSense Check which is in US Dollar denomination. You don’t have a dollar bank account and you can’t afford to open up an account. The lowest initial deposit I know is Banco de Oro which is $200.
From experience, there are several ways to go about this.
Option 1. Wait out for your next check from AdSense. Hold them off until you get the $200 minimum initial deposit. Use the combined checks to open a US Dollar account. Ninety (90%) percent of the time, banks will not allow this so make sure you’re familiar (or friendly) with the bank’s account manager. Maybe he or she can make an exception for you. Go with the bank where you already have an account (a regular peso account) — they will likely to give you a favor since they already know you (or at least have a good record on your account). Another way to increase the likelihood of getting the exception is if you have several US dollar bills to go along with a deposit — maybe a $100 dollar bill and a $100 dollar check will cut it. Tried these strategies before and it worked.
Option 2. Shoot an email to Google AdSense Support team (adsense-support@google.com). Tell them you want to have the check canceled and the credit be returned to your AdSense account. There was a time I thought I lost a check in the mail so I emailed AdSense Support and told them to cancel the check. They replied in about 2 days. Use your AdSense email account when sending out the email along with your complete name and publisher ID.
Once the AdSense team has adjusted your account, you can either set your check payouts in Philippine Peso or move to have Western Union disbursements.
If you opted to get it as a Philippine Peso check, you will have to have a peso bank account to get it encashed. It’s good for people who already have a bank account since it forces you to make a “savings ” deposit. My first year’s checks were in US dollars because I wanted to force myself to save and it was an effective strategy for me. Be careful though. A lot of AdSense publishers have lost their checks in the mail before.
If you want cold hard cash pronto, then go with Western Union disbursements. It can be in US dollars or in Peso and you get to spend it asap.
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Landbank’s minimum deposit is $ 100
Thank you very much sir. This clarification is very helpful. Thanks again.
Yuga ask ko lang kung paano po makabili sa AMAZON yung pinaka easy way po. Wala po akong credit card, kahit anong bank account or paypal man lang. Student pa lang po ako. Or may maissuggest ba kayo na gagawin ko or any site na secure and safe para bumili ng mga gadgets at yung affordable po.
dapeke >>>> get an EON card from Unionbank and deposit the amount you need to spend and use to buy in amazon.
pero if you are looking for fast and easy way.. just tell me what product you want to buy and I will buy it for you… then just send me the payment and I will send you the product… lol
Just wanna share this.
I found out that Banco de Oro (BDO) allows a dollar check to be deposited to your peso SAVINGS or ATM account. $3.00 shall be deducted though. It will take more or less 28 days. Most probably other banks do the same.
the best way is to go with Western Union disbursements its fast and no 24$ deduction
Same problem as mine on my first adsense check. I asked, then, google to cancel my check and resend the check using other currency. Unfortunately, the new check was 2-3 payment delayed.
I opened a dollar savings account with RCBC like a year ago for my internet income though not with adsense. Their initial deposit amount is only $100.
The best thing though is that there is no deductions and it only takes 12 banking days to clear the cheque.
is paypal safe????