home credit

The Great Double Zero Festival is a promotional campaign by Home Credit Philippines that offers select products like smartphones, laptops, TVs, and appliances at zero down payment and 0% interest. Installment plans can extend up to 24 months, with daily payments starting as low as ₱19 or ₱20 per day. The promo has run during holiday seasons, such as until December 31, 2025.

Home Credit is known for its quick application process. Typically, you only need to present one valid ID. Approval can be granted in as fast as one minute, subject to eligibility. You can apply directly at any of their 18,000+ partner stores or seek pre-approval through the Home Credit App.

Home Credit finances a wide variety of products, including smartphones (like iPhones and Android models), laptops (from brands like Apple, Asus, and Acer), tablets, smart TVs, refrigerators, air conditioners, and even motorcycles and e-bikes. Smartphones are their most popular category, with the company financing around 5,000 devices daily in 2024.